Rocket


Overview
Financials
News + Filings
Key Docs
Charts
Ownership
Insiders





Income Statement
Balance Sheet
Cash Flow Statement

Common Size IS
Op Efficiency
Credit Analysis

CLIFTON SAVINGS BANCORP INC (CSBK)

Income Statement

Standardized | As Reported Annual | Quarterly | TTM
 
In millions, except per share itemsMar-31-13Mar-31-12Mar-31-11Mar-31-10Mar-31-09Mar-31-08
   10-K10-K10-K10-K10-K10-K
    Interest income:  
        Interest income on loans  19.420.822.724.624.022.1
        Interest income on investments      16.28.5
       35.441.144.945.044.438.6
        Interest on deposits  9.512.614.917.720.122.1
    Total interest expense  9.512.614.917.725.924.5
Net interest income  44.953.759.862.618.514.1
Provision for loan losses  0.80.20.10.40.30.1
Net interest income after provision for loan losses  44.153.559.762.218.214.0
        Deposit and loan fees      0.20.2
        Gain on sale of investments, net  0.6 0.9   
        Other non-interest income  2.10.91.01.10.90.9
Total non-interest income  2.70.91.91.11.21.1
Non-interest expenses  13.913.513.813.311.912.1
Pre-tax income before non-recurring items  10.212.614.29.77.53.0
Non-recurring items  0.20.60.50.3  
Pre-tax income  10.012.113.79.47.53.0
Income taxes  3.44.24.93.12.40.6
            Tax rate  34.1%34.6%35.6%33.3%31.5%21.1%
Net income  6.67.98.86.35.12.4
            Net margin  14.1%14.5%14.3%9.9%26.5%15.7%
   
Basic EPS  $0.26$0.31$0.34$0.24$0.20$0.09
Diluted EPS  $0.26$0.31$0.34$0.24$0.20$0.09
   
Shares outstanding (basic)  25.725.625.625.926.127.1
Shares outstanding (diluted)  25.825.625.625.926.227.1
   
EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges.  

Rocket Data Systems, Inc. © 2019 | Contact Us | Data Disclaimer | Terms of Use | Privacy