In millions, except per share items | Mar-31-13 | Mar-31-12 | Mar-31-11 | Mar-31-10 | Mar-31-09 | Mar-31-08 |
| 10-K | 10-K | 10-K | 10-K | 10-K | 10-K |
ASSETS | | | | | | |
Cash and due from banks | 15.0 | 11.5 | 34.7 | | | |
Interest-bearing deposits in other banks | 10.8 | 28.7 | 23.4 | | | |
Cash and Cash Equivalents | 25.9 | 40.3 | 58.1 | | | |
|
Securities available for sale, at fair value: | | | | | | |
Securities held to maturity, at cost (fair value of $445,024 at December 31, 2013 and $479,339 at March 31, 2013): | 462.7 | 504.0 | 233.4 | | | |
Loans receivable | 459.3 | 878.7 | 443.6 | | | |
Allowance for loan losses | -2.5 | -2.1 | -1.9 | | | |
Net Loans | 456.8 | 1,313.5 | 441.7 | | | |
Bank owned life insurance | 35.5 | 27.6 | 26.7 | | | |
Premises and equipment | 7.8 | 8.1 | 8.3 | | | |
Federal Home Loan Bank of New York stock | 3.9 | 5.1 | 6.0 | | | |
Interest receivable | 3.2 | 3.9 | 4.6 | | | |
Real estate owned | 0.2 | 0.1 | 0.1 | | | |
Other assets | 4.6 | 5.3 | 6.1 | | | |
Total Assets | 1,016.1 | 1,101.4 | 1,122.6 | | | |
|
LIABILITIES AND STOCKHOLDERS' EQUITY | | | | | | |
Liabilities | | | | | | |
Deposits: | | | | | | |
Non-interest bearing | 13.2 | 8.0 | 8.2 | | | |
Interest bearing | 750.5 | 818.3 | 829.1 | | | |
Total Deposits | 763.7 | 826.3 | 837.4 | | | |
Advances from Federal Home Loan Bank of New York | 52.5 | 78.7 | 95.7 | | | |
Advance payments by borrowers for taxes and insurance | 5.1 | 5.1 | 5.0 | | | |
Other liabilities and accrued expenses | 7.5 | 4.9 | 4.6 | | | |
Total Liabilities | 828.8 | 915.0 | 942.7 | | | |
|
Commitments and Contingencies | | | | | | |
Stockholders' Equity | | | | | | |
Preferred stock ($.01 par value), 1,000,000 shares authorized; shares issued or outstanding - none | | | | | | |
Common stock ($.01 par value) | 0.3 | 0.3 | 0.3 | | | |
Paid-in capital | 136.2 | 136.0 | 135.8 | | | |
Deferred compensation obligation under Rabbi Trust | 0.3 | 0.3 | 0.3 | | | |
Retained earnings | 102.3 | 101.8 | 96.1 | | | |
Treasury stock, at cost; 4,060,306 shares at December 31, 2013; 4,363,818 shares at March 31, 2013 | -47.1 | -47.4 | -47.4 | | | |
Common stock acquired by Employee Stock Ownership Plan ("ESOP") | -4.2 | -4.9 | -5.7 | | | |
Accumulated other comprehensive loss | 0.8 | 2.1 | 0.9 | | | |
Stock held by Rabbi Trust | -0.2 | -0.2 | | | | |
Total Stockholders' Equity | 187.3 | 186.5 | 180.0 | | | |
Total Liabilities and Stockholders' Equity | 1,016.1 | 1,101.4 | 1,122.6 | | | |