In millions, except per share items | Jun-30-23 | Mar-31-23 | Dec-31-22 | Sep-30-22 | Jun-30-22 | Mar-31-22 | Dec-31-21 | Sep-30-21 |
| 10-Q | 10-Q | 10-K | 10-Q | 10-Q | 10-Q | 10-K | 10-Q |
Interest income: |
Interest income on loans | 68.5 | 64.5 | 59.1 | 51.0 | 44.6 | 40.5 | 38.9 | 37.0 |
Interest income on investments | 4.9 | 4.5 | 3.9 | 2.9 | 3.6 | 3.6 | 3.1 | 2.9 |
| 74.9 | 70.5 | 64.2 | 55.0 | 48.5 | 44.1 | 42.1 | 40.1 |
Interest expense: |
| 1.6 | 1.6 | 1.4 | 1.4 | 1.4 | 1.4 | 1.4 | 1.4 |
Net interest income | 76.4 | 72.1 | 65.6 | 56.4 | 49.9 | 45.5 | 43.4 | 41.4 |
Provision for loan losses | | 1.5 | 1.9 | | | 2.4 | 3.8 | |
Net interest income after provision for loan losses | 76.4 | 70.6 | 63.6 | 56.4 | 49.9 | 43.1 | 39.7 | 41.4 |
Other non-interest income | 18.6 | 18.1 | 16.8 | 16.4 | 18.5 | 14.7 | 19.0 | 17.8 |
Total non-interest income | 18.6 | 18.1 | 16.8 | 16.4 | 18.5 | 14.7 | 19.0 | 17.8 |
Non-interest expenses | 37.7 | 35.6 | 33.4 | 33.6 | 32.7 | 34.2 | 31.7 | 32.2 |
Pre-tax income | 18.1 | 25.0 | 29.5 | 27.7 | 27.3 | 17.8 | 20.7 | 19.2 |
Income taxes | 5.0 | 6.6 | 8.9 | 7.6 | 7.2 | 4.4 | 5.9 | 5.0 |
Tax rate | 27.4% | 26.4% | 30.3% | 27.5% | 26.4% | 24.5% | 28.3% | 26.2% |
Net income | 13.1 | 18.4 | 20.6 | 20.1 | 20.1 | 13.4 | 14.9 | 14.2 |
Net margin | 13.8% | 20.7% | 25.6% | 27.7% | 29.4% | 23.2% | 25.3% | 23.9% |
|
Basic EPS | $0.73 | $1.03 | $1.13 | $1.11 | $1.10 | $0.73 | $0.79 | $0.76 |
Diluted EPS | $0.73 | $1.01 | $1.11 | $1.09 | $1.08 | $0.71 | $0.77 | $0.74 |
|
Shares outstanding (basic) | 17.9 | 17.8 | 18.2 | 18.1 | 18.3 | 18.3 | 18.8 | 18.8 |
Shares outstanding (diluted) | 18.1 | 18.3 | 18.6 | 18.4 | 18.6 | 18.9 | 19.3 | 19.3 |
|
EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |