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Income Statement
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AMERICAN BANCORP OF NEW JERSEY INC (ABNJ)

Income Statement

Standardized | As Reported Annual | Quarterly | TTM
 
In millions, except per share itemsSep-30-08Sep-30-07Oct-01-06Sep-30-06Sep-30-05Sep-30-04
   10-K10-K10-K10-K10-K10-K
        Interest income on loans      17.515.0
    Total interest income  0.81.5 2.120.618.2
        Interest on borrowings      2.82.9
    Total interest expense      2.82.9
Net interest income  0.81.5 2.111.110.1
Provision for loan losses      0.10.2
Net interest income after provision for loan losses      11.09.9
Total non-interest income      1.21.3
Non-interest expenses      8.97.7
Pre-tax income before non-recurring items  1.41.0 2.83.23.5
Non-recurring items      0.00.0
Pre-tax income  1.41.0 2.83.23.5
Income taxes  0.20.5 0.71.21.4
            Tax rate  12.6%46.0% 24.2%37.1%38.8%
Net income  1.20.6 2.12.02.2
            Net margin  153.7%37.6% 102.5%16.8%19.3%
   
Basic EPS  $0.12$0.05 $0.16$0.15$0.16
Diluted EPS  $0.12$0.05 $0.16$0.15$0.16
   
Shares outstanding (basic)  10.211.1 13.313.613.5
Shares outstanding (diluted)  10.211.1 13.313.613.5
   
EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges.  

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