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AMERICAN BANCORP OF NEW JERSEY INC (ABNJ)
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| Income Statement |
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| Standardized | As Reported |
Annual | Quarterly | TTM |
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| In millions, except per share items | Mar-31-09 | Dec-31-08 | Mar-31-08 | Dec-31-07 | Sep-30-07 | Jun-30-07 | Mar-31-07 | Dec-31-06 |
| | 10-Q | 10-Q | 10-Q | 10-Q | 10-K | 10-Q | 10-Q | 10-Q |
| Total interest income | 7.8 | 8.0 | 7.6 | 7.8 | | 7.5 | 7.2 | 6.7 |
| Interest on borrowings | | | | | | 0.5 | | 0.7 |
| Total interest expense | | | | | | 0.5 | | 0.7 |
| Net interest income | 3.8 | 4.0 | 3.2 | 3.1 | | 3.1 | 3.1 | 3.2 |
| Provision for loan losses | 1.5 | 0.2 | 0.2 | 0.1 | | 0.1 | 0.2 | 0.1 |
| Net interest income after provision for loan losses | 2.3 | 3.8 | 3.0 | 3.0 | | 3.0 | 2.9 | 3.1 |
| Total non-interest income | 0.4 | 0.4 | 0.4 | 0.4 | | 0.4 | 0.4 | 0.3 |
| Non-interest expenses | 3.6 | 3.4 | 3.6 | 3.3 | | 3.2 | 3.0 | 2.9 |
| Pre-tax income before non-recurring items | -0.8 | 0.8 | -0.1 | 0.1 | | 0.2 | 0.2 | 0.5 |
| Non-recurring items | | | 0.0 | 0.0 | | 0.0 | 0.0 | 0.0 |
| Pre-tax income | -0.8 | 0.8 | -0.1 | 0.1 | | 0.2 | 0.2 | 0.5 |
| Income taxes | -0.3 | 0.3 | -0.1 | 0.0 | | 0.0 | 0.0 | 0.2 |
| Tax rate | 31.6% | 34.4% | 86.3% | | | 21.5% | 23.9% | 36.4% |
| Net income | -0.6 | 0.6 | 0.0 | 0.1 | | 0.2 | 0.2 | 0.3 |
| Net margin | -21.0% | 13.0% | -0.4% | 2.8% | | 4.4% | 4.7% | 9.7% |
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| Basic EPS | ($0.06) | $0.06 | $0.00 | $0.01 | | $0.01 | $0.01 | $0.03 |
| Diluted EPS | ($0.06) | $0.06 | $0.00 | $0.01 | | $0.01 | $0.01 | $0.03 |
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| Shares outstanding (basic) | 9.6 | 9.3 | 9.3 | 9.3 | | 15.0 | 15.0 | 11.0 |
| Shares outstanding (diluted) | 9.6 | 9.3 | 9.3 | 9.3 | | 15.0 | 15.0 | 11.0 |
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| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |
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