In millions, except per share items | Jun-30-22 | Jun-30-21 | Jun-30-20 | Jun-30-19 | Jun-30-18 | Jun-30-17 | Jun-30-16 | Jun-30-15 |
| 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K |
Interest income: |
Interest income on loans | 47.1 | 45.3 | 39.2 | 35.1 | 29.7 | 25.9 | 22.1 | 19.9 |
Interest income on investments | 11.2 | 8.8 | 7.7 | 6.5 | 5.3 | 4.1 | 3.6 | 2.9 |
| 63.4 | 58.3 | 53.3 | 46.3 | 38.9 | 33.5 | 28.8 | 25.7 |
Interest on deposits | 3.5 | 4.2 | 8.2 | 5.7 | 3.6 | 2.6 | 2.2 | 2.0 |
Total interest expense | 5.4 | 5.2 | 8.5 | 6.3 | 4.0 | 3.1 | 2.6 | 2.3 |
Net interest income | 58.0 | 53.1 | 44.8 | 40.0 | 34.9 | 30.4 | 26.2 | 23.4 |
Provision for loan losses | | | | 1.7 | 1.5 | 1.9 | 1.7 | 1.6 |
Net interest income after provision for loan losses | 58.0 | 53.1 | 44.8 | 38.3 | 33.4 | 28.5 | 24.5 | 21.8 |
Deposit and loan fees | 4.4 | 3.4 | 3.9 | 4.1 | 3.7 | 3.2 | 2.9 | 2.8 |
Other non-interest income | 7.7 | 6.3 | 4.7 | 4.2 | 3.8 | 3.3 | 3.1 | 2.9 |
Total non-interest income | 12.1 | 9.7 | 8.7 | 8.4 | 7.5 | 6.4 | 6.0 | 5.7 |
Non-interest expenses | 34.0 | 31.2 | 27.8 | 25.7 | 22.4 | 20.0 | 18.9 | 18.0 |
Pre-tax income | 32.9 | 27.6 | 21.8 | 21.0 | 18.5 | 14.9 | 11.6 | 9.5 |
Income taxes | 4.9 | 3.7 | 3.0 | 3.5 | 4.1 | 3.7 | 2.7 | 2.3 |
Tax rate | 14.9% | 13.3% | 13.9% | 16.8% | 22.1% | 25.1% | 23.0% | 24.4% |
Net income | 28.0 | 23.9 | 18.7 | 17.5 | 14.4 | 11.2 | 9.0 | 7.2 |
Net margin | 39.9% | 38.1% | 35.0% | 37.4% | 35.3% | 32.1% | 29.4% | 26.1% |
|
Basic EPS | $3.29 | $2.81 | $2.20 | $2.05 | $1.69 | $1.32 | $1.06 | $0.85 |
Diluted EPS | $3.29 | $2.81 | $2.20 | $2.05 | $1.69 | $1.31 | $1.06 | $0.85 |
|
Shares outstanding (basic) | 8.5 | 8.5 | 8.5 | 8.5 | 8.5 | 8.5 | 8.5 | 8.4 |
Shares outstanding (diluted) | 8.5 | 8.5 | 8.5 | 8.5 | 8.5 | 8.5 | 8.5 | 8.5 |
|
EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |