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Income Statement
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GREENE COUNTY BANCORP INC (GCBC)

Income Statement

Standardized | As Reported Annual | Quarterly | TTM
  Older >>
In millions, except per share itemsJun-30-22Jun-30-21Jun-30-20Jun-30-19Jun-30-18Jun-30-17Jun-30-16Jun-30-15
   10-K10-K10-K10-K10-K10-K10-K10-K
    Interest income:  
        Interest income on loans  47.145.339.235.129.725.922.119.9
        Interest income on investments  11.28.87.76.55.34.13.62.9
       63.458.353.346.338.933.528.825.7
        Interest on deposits  3.54.28.25.73.62.62.22.0
    Total interest expense  5.45.28.56.34.03.12.62.3
Net interest income  58.053.144.840.034.930.426.223.4
Provision for loan losses     1.71.51.91.71.6
Net interest income after provision for loan losses  58.053.144.838.333.428.524.521.8
        Deposit and loan fees  4.43.43.94.13.73.22.92.8
        Other non-interest income  7.76.34.74.23.83.33.12.9
Total non-interest income  12.19.78.78.47.56.46.05.7
Non-interest expenses  34.031.227.825.722.420.018.918.0
Pre-tax income  32.927.621.821.018.514.911.69.5
Income taxes  4.93.73.03.54.13.72.72.3
            Tax rate  14.9%13.3%13.9%16.8%22.1%25.1%23.0%24.4%
Net income  28.023.918.717.514.411.29.07.2
            Net margin  39.9%38.1%35.0%37.4%35.3%32.1%29.4%26.1%
   
Basic EPS  $3.29$2.81$2.20$2.05$1.69$1.32$1.06$0.85
Diluted EPS  $3.29$2.81$2.20$2.05$1.69$1.31$1.06$0.85
   
Shares outstanding (basic)  8.58.58.58.58.58.58.58.4
Shares outstanding (diluted)  8.58.58.58.58.58.58.58.5
   
EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges.  

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