BANK OF MONTREAL /CAN (BMO) [Rocket]

In millions, except per share items	Oct-31-22	Oct-31-21	Oct-31-20	Oct-31-19	Oct-31-18	Oct-31-17
	Source	Source	Source	Source	Source	Source
Statement [Table]
Statement [Line Items]
Interest, Dividend and Fee Income
Loans
Securities (Note 3)
Deposits with banks
Interest, Dividend and Fee Income
Interest Expense
Deposits	6,711	3,220	6,239	8,616	6,080	3,894
Subordinated debt	227	195	265	279	226	155

Other liabilities (Note 14)
Interest Expense
Net Interest Income	15,885	14,310	13,971	12,888	11,438	11,275

Non-Interest Revenue
Securities commissions and fees
Deposit and payment service charges	1,318	1,243	1,221	1,204	1,134	1,109

Trading revenues (Notes 10 and 17)
Lending fees	1,440	1,391	1,295	1,192	997	917
Card fees	548	442	358	437	428	329

Investment management and custodial fees
Mutual fund revenues	1,312	1,595	1,417	1,419	1,473	1,411
Underwriting and advisory fees	1,193	1,421	1,070	975	943	1,044
Securities gains, other than trading (Note 3)	281	591	124	249	239	171

Foreign exchange gains, other than trading
revenues losses Arising From Insurance Contracts	-157	1,941	2,178	3,183	1,879

Share of profit (loss) in associates and joint ventures
Other
Non-Interest Revenue	17,825	12,876	11,215	12,595	11,467	10,832

Total Revenue
Provision for Credit Losses (Note 4)
Insurance Claims, Commissions and Changes in Policy Benefit Liabilities	-683	1,399

Non-Interest Expense
Employee compensation (Notes 20 and 21)
Premises and equipment (Note 9)	3,635	3,396	3,202	2,988	2,753	2,491

Amortization of intangible assets (Note 11)
Advertising and business development	517	397

Communications
Professional fees
Other
Non-Interest Expense	16,194	15,509	14,177	14,630	13,477	13,192

Income Before Provision for Income Taxes
Provision for income taxes (Note 22)
Net Income
Earnings Per Common Share (Canadian $) (Note 23)
Basic
Diluted
Dividends per common share