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| In millions, except per share items | Dec-31-22 | Dec-31-21 | Dec-31-20 | Dec-31-19 | Dec-31-18 | Dec-31-17 | Dec-31-16 | Dec-31-15 |
| | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K |
| Interest income: |
| Interest income on loans | 1,312.6 | 996.5 | 993.1 | 1,097.8 | 1,048.0 | 952.8 | 924.3 | 819.1 |
| Interest income on investments | 209.8 | 153.5 | 106.8 | 115.6 | 111.6 | 98.2 | 90.6 | 64.4 |
| | 1,556.5 | 1,158.7 | 1,103.5 | 1,219.9 | 1,161.7 | 1,052.5 | 1,015.9 | 883.9 |
| Interest expense: |
| Interest on deposits | 200.4 | 27.8 | 59.7 | 148.5 | 80.1 | 45.7 | 31.5 | 41.5 |
| Interest on borrowings | 25.6 | 0.6 | 8.2 | 27.0 | 12.0 | 3.6 | 2.3 | 0.6 |
| | 265.7 | 54.9 | 88.9 | 205.3 | 120.8 | 72.9 | 54.6 | 60.6 |
| Net interest income | 1,290.8 | 1,103.8 | 1,014.6 | 1,014.6 | 1,040.9 | 979.6 | 961.3 | 823.3 |
| Provision for loan losses | -23.0 | | | | 45.0 | 57.8 | 65.7 | 45.5 |
| Net interest income after provision for loan losses | 1,313.8 | 1,103.8 | 1,014.6 | 1,014.6 | 995.9 | 921.8 | 895.6 | 777.9 |
| Deposit and loan fees | 14.0 | 13.3 | 10.4 | 14.6 | 16.5 | 15.3 | 14.5 | 11.7 |
| Gain on sale of investments, net | -100.6 | 3.2 | 26.3 | 50.9 | 16.4 | -0.5 | 9.5 | 3.7 |
| Other non-interest income | 161.5 | 177.4 | 109.4 | 77.0 | 115.8 | 113.8 | 88.5 | 68.9 |
| Total non-interest income | 74.8 | 193.9 | 146.1 | 142.6 | 148.6 | 128.6 | 112.5 | 84.3 |
| Non-interest expenses | 773.5 | 637.4 | 1,984.0 | 502.3 | 511.2 | 495.7 | 450.1 | 382.0 |
| Pre-tax income before non-recurring items | 602.3 | 831.7 | 308.7 | 633.3 | 635.1 | 574.5 | 558.1 | 501.4 |
| Non-recurring items | 34.7 | 9.4 | 1,471.1 | 0.3 | 1.8 | 19.7 | 0.2 | 21.2 |
| Pre-tax income | 567.6 | 822.3 | -1,162.4 | 632.9 | 633.3 | 554.7 | 557.9 | 480.1 |
| Income taxes | 144.0 | 215.4 | 75.2 | 164.3 | 168.0 | 196.9 | 205.8 | 180.5 |
| Tax rate | 25.4% | 26.2% | | 26.0% | 26.5% | 35.5% | 36.9% | 37.6% |
| Net income | 404.3 | 607.0 | -1,237.6 | 468.6 | 465.3 | 357.8 | 352.2 | 299.6 |
| Net margin | 29.1% | 2443.2% | -4803.7% | 1321.2% | 40.7% | 34.1% | 34.9% | 34.8% |
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| Basic EPS | $3.44 | $5.18 | ($10.59) | $3.94 | $3.76 | $2.94 | $2.93 | $2.82 |
| Diluted EPS | $3.44 | $5.18 | ($10.59) | $3.94 | $3.76 | $2.94 | $2.93 | $2.82 |
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| Shares outstanding (basic) | 117.6 | 117.1 | 116.9 | 119.0 | 123.6 | 121.6 | 120.2 | 106.3 |
| Shares outstanding (diluted) | 117.6 | 117.1 | 116.9 | 119.0 | 123.6 | 121.6 | 120.2 | 106.3 |
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| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |
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