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Income Statement
Balance Sheet
Cash Flow Statement

Common Size IS
Op Efficiency
Credit Analysis

FIRST FINANCIAL CORP (THFF)

Income Statement

Standardized | As Reported Annual | Quarterly | TTM
  Older >>
In millions, except per share itemsDec-31-22Dec-31-21Dec-31-20Dec-31-19Dec-31-18Dec-31-17Dec-31-16Dec-31-15
   10-K10-K10-K10-K10-K10-K10-K10-K
    Interest income:  
        Interest income on loans  146.3128.0137.2124.8100.591.186.184.0
        Interest income on investments  31.021.920.922.924.421.721.823.0
       183.3152.2160.5149.1126.2114.2109.4108.7
    Interest expense:  
        Interest on deposits  16.78.212.815.79.06.04.23.9
       18.38.814.117.59.66.34.44.2
Net interest income  165.0143.4146.3131.7116.6107.9105.0104.5
Provision for loan losses  -2.02.510.54.75.85.33.34.7
Net interest income after provision for loan losses  167.1140.9135.8127.0110.8102.6101.799.8
        Deposit and loan fees  27.524.721.811.811.711.910.510.1
        Gain on sale of investments, net         0.0
        Other non-interest income  19.217.420.726.726.524.036.429.0
Total non-interest income  46.742.142.538.538.235.946.939.2
Non-interest expenses  126.0117.4112.8104.491.388.790.398.4
Pre-tax income  87.865.665.561.057.749.858.340.6
Income taxes  16.712.611.712.111.120.619.910.4
            Tax rate  19.0%19.2%17.8%19.9%19.3%41.4%34.1%25.6%
Net income  71.153.053.848.946.629.138.430.2
            Net margin  33.3%29.0%30.2%29.5%31.3%21.0%25.8%21.7%
   
Basic EPS  $5.82$4.02$3.93$3.80$3.80$2.38$3.12$2.35
Diluted EPS  $5.82$4.02$3.93$3.80$3.80$2.38$3.12$2.35
   
Shares outstanding (basic)  12.213.213.712.912.312.212.312.8
Shares outstanding (diluted)  12.213.213.712.912.312.212.312.8
   
EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges.  

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