| In millions, except per share items | Dec-31-22 | Dec-31-21 | Dec-31-20 | Dec-31-19 | Dec-31-18 | Dec-05-18 | Dec-31-17 | Dec-05-17 |
| | 10-K | 10-K | 10-K | 10-K | 10-K | 8-K | 10-K | 8-K |
| Interest income: |
| Interest income on loans | 93.5 | 84.2 | 87.5 | 75.1 | 50.6 | 50.6 | 40.6 | 40.2 |
| Interest income on investments | 14.4 | 9.1 | 12.0 | 16.6 | 14.7 | | 10.6 | |
| | 108.7 | 93.7 | 99.6 | 93.0 | 65.7 | 65.7 | 51.5 | 40.2 |
| Interest expense: |
| Interest on deposits | 6.3 | 4.2 | 12.0 | 19.3 | 10.2 | | 6.1 | 6.1 |
| Interest on borrowings | | | | | | 1.6 | | |
| | 9.0 | 6.7 | 16.0 | 23.7 | 13.5 | 13.5 | 7.6 | 6.1 |
| Net interest income | 99.6 | 87.0 | 83.6 | 69.3 | 52.2 | 52.2 | 43.8 | 43.4 |
| Provision for loan losses | 4.2 | 1.1 | 5.3 | 0.9 | 0.8 | 0.8 | 1.0 | 1.0 |
| Net interest income after provision for loan losses | 95.5 | 85.9 | 78.3 | 68.4 | 51.4 | 51.4 | 42.8 | 42.4 |
| Deposit and loan fees | 3.8 | 3.0 | 2.9 | 3.4 | 3.2 | 4.1 | 3.1 | 5.7 |
| Other non-interest income | 23.1 | 26.1 | 25.4 | 25.1 | 17.8 | 16.9 | 16.9 | |
| Total non-interest income | 27.0 | 29.2 | 28.3 | 28.5 | 21.0 | 21.0 | 19.9 | 5.7 |
| Non-interest expenses | 95.8 | 74.1 | 74.1 | 77.3 | 57.9 | 57.9 | 50.3 | |
| Pre-tax income before non-recurring items | 42.8 | 40.9 | 31.0 | 19.6 | 17.6 | 14.4 | 13.2 | 12.4 |
| Non-recurring items | 16.2 | | -1.5 | | 3.2 | | 0.8 | |
| Pre-tax income | 26.6 | 40.9 | 32.5 | 19.6 | 14.4 | 14.4 | 12.4 | 12.4 |
| Income taxes | 4.6 | 8.0 | 6.0 | 2.7 | 1.6 | 1.6 | 4.3 | 4.3 |
| Tax rate | 17.2% | 19.6% | 18.6% | 13.8% | 11.4% | 11.4% | 34.9% | 34.9% |
| Net income | 22.0 | 32.9 | 26.5 | 16.9 | 12.8 | 12.8 | 8.1 | 8.1 |
| Net margin | 18.0% | 28.6% | 24.8% | 17.5% | 17.7% | 17.7% | 12.9% | 16.8% |
| |
| Basic EPS | $2.09 | $3.00 | $2.42 | $1.63 | $1.53 | $1.53 | $1.00 | $0.98 |
| Diluted EPS | $2.06 | $2.96 | $2.40 | $1.61 | $1.50 | $1.50 | $0.98 | $0.98 |
| |
| Shares outstanding (basic) | 10.6 | 11.0 | 10.9 | 10.4 | 8.4 | 8.4 | 8.1 | 8.2 |
| Shares outstanding (diluted) | 10.7 | 11.1 | 11.0 | 10.5 | 8.5 | 8.5 | 8.2 | 8.2 |
| |
| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |