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Income Statement
Balance Sheet
Cash Flow Statement
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Common Size IS
Op Efficiency
Credit Analysis

F&M BANK CORP (FMBM)

Income Statement

Standardized | As Reported Annual | Quarterly | TTM
  Older >>
In millions, except per share itemsDec-31-22Dec-31-21Dec-31-20Dec-31-19Dec-31-18Dec-31-17Dec-31-16Dec-31-15
   10-K10-K10-K10-K10-K10-K10-K10-K
Interest and Dividend income          
Interest and fees on loans held for investment  34.332.434.135.534.732.529.828.0
Interest from money market funds and federal funds sold  0.20.10.30.40.10.20.00.0
Interest on debt securities  7.62.91.00.50.50.30.40.3
    Total interest and dividend income  42.235.636.838.236.434.132.229.4
   
Interest expense          
Total interest on deposits  5.73.34.65.23.42.72.42.2
Interest from short-term debt  0.8 0.00.70.50.10.10.1
Interest from long-term debt  0.81.01.11.01.01.11.20.7
    Total interest expense  7.24.35.76.84.83.93.62.9
    Net interest income  34.931.331.131.431.530.228.626.5
Provision for Credit Losses  0.9-2.8      
    Net Interest Income After Provision for Credit Losses  34.134.127.824.028.630.228.626.2
   
Noninterest income          
Service charges on deposit accounts  1.11.11.21.71.51.41.2 
Investment services and insurance income  0.90.9      
Title insurance income  1.62.12.01.5    
Income on bank owned life insurance  0.70.70.60.60.50.40.50.5
ATM and check card fees  2.52.3      
Other operating income  1.00.9      
    Total noninterest income  9.611.312.29.98.07.95.64.8
   
Noninterest expense          
Salaries  15.414.112.712.012.611.510.09.0
   
Employee benefits          
Occupancy expense  1.41.31.21.21.11.00.90.8
Equipment expense  1.21.21.21.21.00.80.70.7
FDIC insurance assessment  0.60.40.40.20.30.20.40.6
Legal and professional fees  0.81.10.70.80.60.40.4 
ATM and check card fees  1.31.1      
Telecommunication and data processing expense  2.92.72.31.7    
Bank franchise tax  0.70.70.70.70.50.70.7 
Other operating expenses  4.55.04.64.2    
    Total noninterest expense  34.933.329.929.526.724.721.319.6
Income tax (benefit) expense  0.51.31.1-0.31.04.33.12.9
    Net Income  8.310.78.94.68.89.09.68.4
   
Per Common Share Data          
Net income-basic  $2.41$3.25$2.66$1.32$2.60$2.63$2.77$2.40
   
Cash dividends on common stock  $1.04$1.04$1.04$1.02$1.20$0.94$0.80$0.73
   
Weighted average common shares outstanding  3.43.23.23.23.23.33.33.3

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