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Income Statement
Balance Sheet
Cash Flow Statement
Segments

Common Size IS
Op Efficiency
Credit Analysis

GLACIER BANCORP, INC. (GBCI)

Income Statement

Standardized | As Reported Annual | Quarterly | TTM
  Older >>
In millions, except per share itemsDec-31-22Dec-31-21Dec-31-20Dec-31-19Dec-31-18Dec-31-17Dec-31-16Dec-31-15
   10-K10-K10-K10-K10-K10-K10-K10-K
        Interest income on investments  169.0122.199.685.586.582.090.491.1
    Total interest income  829.6681.1627.1546.2469.0375.0344.2319.7
    Interest expense:  
        Interest on deposits  14.512.117.623.318.416.818.416.1
        Interest on borrowings  17.3 0.79.08.96.76.28.8
       41.318.627.342.835.529.929.629.3
Net interest income  788.4662.5599.7503.4433.5345.2314.5290.4
Provision for loan losses  20.023.139.80.110.010.82.32.3
Net interest income after provision for loan losses  768.4639.4560.0503.3423.5334.3312.2288.1
        Deposit and loan fees         59.3
        Gain on sale of investments, net         0.0
        Other non-interest income  120.7144.8172.9130.8118.8112.2107.339.5
Total non-interest income  120.7144.8172.9130.8118.8112.2107.398.8
Non-interest expenses  518.9434.8404.8374.9320.1265.6258.7236.8
Pre-tax income before non-recurring items  372.5350.8329.7260.4224.0182.1161.8151.0
Non-recurring items  2.21.41.71.21.81.11.00.9
Pre-tax income  370.3349.4328.0259.2222.2181.0160.8150.1
Income taxes  67.164.761.648.740.364.639.734.0
            Tax rate  18.1%18.5%18.8%18.8%18.2%35.7%24.7%22.6%
Net income  303.2284.8266.4210.5181.9116.4121.1116.1
            Net margin  34.1%36.3%36.4%33.2%33.5%26.1%28.9%30.0%
   
Basic EPS  $2.74$2.87$2.81$2.39$2.18$1.50$1.59$1.54
Diluted EPS  $2.74$2.86$2.81$2.38$2.17$1.50$1.59$1.54
   
Shares outstanding (basic)  110.899.394.988.383.677.576.375.5
Shares outstanding (diluted)  110.899.494.988.483.777.676.375.6
   
EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges.  

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