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Income Statement
Balance Sheet
Cash Flow Statement
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Common Size IS
Op Efficiency
Credit Analysis

GLACIER BANCORP, INC. (GBCI)

Income Statement

Standardized | As Reported Annual | Quarterly | TTM
  Older >>
In millions, except per share itemsDec-31-22Sep-30-22Jun-30-22Mar-31-22Dec-31-21Sep-30-21Jun-30-21Mar-31-21
   8-K8-K10-Q10-Q10-K10-Q10-Q10-Q
        Interest income on investments    147.6133.4122.1113.8108.8105.9
    Total interest income  829.6797.4749.7710.0681.1659.6650.3645.8
    Interest expense:  
        Interest on deposits    12.912.612.111.913.315.1
        Interest on borrowings    1.30.0    
       19.119.620.518.818.618.920.923.6
Net interest income  788.4771.9729.2691.3662.5640.7629.4622.2
Provision for loan losses  20.041.834.230.123.1-6.4-2.020.6
Net interest income after provision for loan losses  768.4730.1695.0661.2639.4647.1631.4601.6
        Gain on sale of investments, net  0.4-0.1      
        Other non-interest income  120.3126.7131.0138.3144.8155.2174.0179.7
Total non-interest income  120.7126.6131.0138.3144.8155.2174.0179.7
Non-interest expenses  518.9523.9498.0468.5434.8412.0411.2405.9
Pre-tax income before non-recurring items  365.6330.6330.0332.6350.8392.0395.8376.8
Non-recurring items  -4.7-2.21.91.71.41.71.61.4
Pre-tax income  370.3332.8328.1330.9349.4390.3394.2375.4
Income taxes  67.158.657.659.264.774.476.171.5
            Tax rate  18.1%17.6%17.5%17.9%18.5%19.1%19.3%19.0%
Net income  303.2274.2270.5271.8284.8315.9318.0303.9
            Net margin  34.1%32.0%32.7%34.0%36.3%39.4%39.5%38.9%
   
Basic EPS  $5.48$3.42$2.60$2.71$2.95$3.31$3.34$3.19
Diluted EPS  $5.47$3.42$2.60$2.71$2.95$3.31$3.33$3.19
   
Shares outstanding (basic)    104.1100.396.495.395.395.3
Shares outstanding (diluted)    104.1100.396.595.495.495.3
   
EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges.  

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