| In millions, except per share items | Dec-31-22 | Dec-31-21 | Dec-31-20 | Dec-31-19 | Dec-31-18 | Dec-31-17 | Dec-31-16 | Dec-31-15 |
| | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K |
| Interest income: |
| Interest income on loans | 353.0 | 293.5 | 296.6 | 255.5 | 201.5 | 168.8 | 148.0 | 125.5 |
| Interest income on investments | 16.6 | 6.8 | 9.3 | 13.1 | 11.8 | 10.4 | 11.1 | 14.2 |
| Interest income on repurchase agreements | 2.5 | 0.4 | 0.7 | 1.2 | 0.8 | 0.7 | 0.8 | 0.2 |
| | 373.7 | 301.7 | 308.2 | 271.5 | 216.1 | 181.3 | 161.2 | 141.0 |
| Interest expense: |
| Interest on deposits | 50.6 | 24.8 | 52.4 | 65.6 | 39.9 | 23.7 | 18.7 | 13.8 |
| | 71.6 | 38.9 | 70.2 | 85.2 | 58.9 | 36.3 | 31.1 | 23.8 |
| Net interest income | 302.1 | 262.9 | 238.0 | 186.3 | 157.2 | 145.1 | 130.1 | 117.2 |
| Provision for loan losses | 17.8 | -5.5 | 41.0 | | 21.1 | 6.0 | 38.7 | 12.6 |
| Net interest income after provision for loan losses | 284.4 | 268.4 | 197.0 | 186.3 | 136.1 | 139.1 | 91.4 | 104.5 |
| Other non-interest income | 13.2 | 15.7 | 14.4 | 8.0 | 5.5 | 8.2 | 9.9 | 11.2 |
| Total non-interest income | 13.2 | 15.7 | 14.4 | 8.0 | 5.5 | 8.2 | 9.9 | 11.2 |
| Non-interest expenses | 126.4 | 109.0 | 121.0 | 92.2 | 70.5 | 78.8 | 58.5 | 54.5 |
| Pre-tax income before non-recurring items | 172.7 | 176.4 | 92.7 | 94.0 | 71.1 | 68.5 | 42.9 | 61.2 |
| Non-recurring items | 1.5 | 1.3 | 2.3 | | | | | |
| Pre-tax income | 171.2 | 175.1 | 90.4 | 94.0 | 71.1 | 68.5 | 42.9 | 61.2 |
| Income taxes | 46.0 | 44.7 | 19.1 | 20.6 | 10.8 | 25.3 | 11.8 | 19.9 |
| Tax rate | 26.9% | 25.5% | 21.1% | 21.9% | 15.2% | 36.9% | 27.5% | 32.5% |
| Net income | 119.2 | 128.6 | 71.3 | 73.4 | 60.4 | 43.2 | 31.1 | 41.2 |
| Net margin | 40.0% | 45.3% | 33.7% | 37.8% | 42.6% | 29.3% | 30.6% | 35.6% |
| |
| Basic EPS | $3.04 | $3.25 | $1.80 | $2.08 | $1.87 | $1.35 | $1.02 | $1.37 |
| Diluted EPS | $3.02 | $3.23 | $1.80 | $2.07 | $1.86 | $1.34 | $1.01 | $1.36 |
| |
| Shares outstanding (basic) | 39.3 | 39.6 | 39.5 | 35.3 | 32.3 | 32.0 | 30.5 | 30.1 |
| Shares outstanding (diluted) | 39.5 | 39.9 | 39.6 | 35.5 | 32.4 | 32.3 | 30.8 | 30.3 |
| |
| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |