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Income Statement
Balance Sheet
Cash Flow Statement

Common Size IS
Op Efficiency
Credit Analysis

ConnectOne Bancorp, Inc. (CNOB)

Income Statement

Standardized | As Reported Annual | Quarterly | TTM
  Older >>
In millions, except per share itemsDec-31-22Dec-31-21Dec-31-20Dec-31-19Dec-31-18Dec-31-17Dec-31-16Dec-31-15
   10-K10-K10-K10-K10-K10-K10-K10-K
Interest and fees on loans  353.0293.5296.6255.5201.5168.8148.0125.5
   
Interest and dividends on investment securities:          
Taxable  12.74.46.59.18.56.87.310.7
Tax-exempt  3.92.42.83.93.33.63.83.6
Dividends  1.71.01.61.82.01.41.41.1
Interest on federal funds sold and other short-term investments  2.50.40.71.20.80.70.80.2
    Total interest income  373.7301.7308.2271.5216.1181.3161.2141.0
   
Interest expense          
Deposits  50.624.852.465.639.923.718.713.8
Borrowings  21.114.117.819.619.012.612.410.1
    Total interest expense  71.638.970.285.258.936.331.123.8
    Net interest income  302.1262.9238.0186.3157.2145.1130.1117.2
Provision for credit losses  17.8-5.541.0 21.16.038.712.6
    Net interest income after provision for credit losses  284.4268.4197.0178.2136.1139.191.4104.5
   
Noninterest income          
Deposit, loan and other income  7.56.67.14.02.62.72.72.7
Income on bank owned life insurance  5.64.85.03.53.13.22.61.8
Net gains on sale of loans held-for-sale  1.73.82.10.50.10.70.20.3
    Total noninterest income  13.215.714.48.05.58.29.911.2
   
Noninterest expenses          
Salaries and employee benefits  81.364.358.949.039.634.930.727.7
Occupancy and equipment  9.911.613.99.78.38.28.67.6
FDIC insurance  2.92.74.02.03.13.52.92.1
Professional and consulting  8.18.37.45.53.62.93.03.0
Marketing and advertising  1.71.31.21.41.01.01.00.8
Increase in value of acquisition price  1.5 2.3     
Other expenses  8.97.810.28.68.57.37.06.3
    Total noninterest expenses  126.4109.0121.092.270.578.858.554.5
Income tax expense  46.044.719.120.610.825.311.819.9
    Net income  125.2130.471.373.460.443.231.141.3
Preferred dividends  6.01.7    0.00.1
    Net income available to common stockholders  119.2128.671.373.4  31.141.2
   
Earnings per common share          
Basic (in dollars per share)  $3.03$3.24$1.80$2.08$1.87$1.35$1.02$1.37
Diluted (in dollars per share)  $3.01$3.22$1.79$2.07$1.86$1.34$1.01$1.36

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