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Income Statement
Balance Sheet
Cash Flow Statement

Common Size IS
Op Efficiency
Credit Analysis

Guaranty Bancorp (GBNK)

Income Statement

Standardized | As Reported Annual | Quarterly | TTM
  Older >>
In millions, except per share itemsDec-31-17Dec-31-16Dec-31-15Dec-31-14Dec-31-13Dec-31-12Dec-31-11Dec-31-10
   10-K10-K10-K10-K10-K10-K/A10-K10-K
    Interest income:  
        Interest income on loans  118.787.270.262.857.457.360.076.5
        Interest income on investments  14.211.311.211.912.411.313.310.4
        Interest income on repurchase agreements  0.10.20.00.00.10.30.30.4
       134.399.982.375.570.669.674.387.9
    Interest expense:  
        Interest on deposits  7.34.93.22.52.52.96.715.6
        Interest on borrowings  2.62.51.33.43.43.34.75.3
       13.59.55.46.77.19.214.423.6
Net interest income  120.890.477.068.863.660.459.964.4
Provision for loan losses  1.00.10.10.00.3-2.05.034.4
Net interest income after provision for loan losses  119.890.276.968.863.362.454.930.0
        Gain on sale of investments, net  0.0-0.10.10.00.02.53.7-3.2
        Other non-interest income  25.519.317.016.713.811.110.211.3
Total non-interest income  25.419.317.216.713.813.613.98.1
Non-interest expenses  86.872.860.365.756.764.162.575.7
Asset impairment  0.40.20.10.2 2.8  
Pre-tax income  58.536.733.719.720.411.96.4-37.6
Income taxes  19.812.011.36.26.4-3.20.0-6.3
            Tax rate  33.9%32.7%33.4%31.6%31.2% 0.0%16.7%
Net income  38.624.722.513.514.015.1-13.5-37.0
            Net margin  26.6%22.6%23.9%15.8%18.2%19.8%-19.5%-97.1%
   
Basic EPS  $1.38$1.06$1.07$0.64$0.67$0.72($1.04)($0.72)
Diluted EPS  $1.36$1.05$1.06$0.64$0.67$0.72($1.04)($0.72)
   
Shares outstanding (basic)  28.123.321.121.020.920.813.051.7
Shares outstanding (diluted)  28.323.621.321.121.020.913.051.7
   
EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges.  

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