| In millions, except per share items | Dec-31-20 | Dec-31-19 | Dec-31-18 | Dec-31-17 | Dec-31-16 | Dec-31-15 | Dec-31-14 | Dec-31-13 |
| | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K |
| Interest income: |
| Interest income on loans | 249.0 | 281.6 | 262.5 | 229.0 | 201.3 | 192.2 | 191.7 | 191.6 |
| Interest income on investments | 11.4 | 11.8 | 13.1 | 13.0 | 12.0 | 9.2 | 6.9 | 5.2 |
| | 273.7 | 308.4 | 292.9 | 258.7 | 227.6 | 213.7 | 206.8 | 203.2 |
| Interest expense: |
| Interest on deposits | 32.0 | 59.1 | 39.8 | 20.9 | 16.6 | 16.0 | 14.1 | 13.4 |
| Interest on borrowings | 5.5 | 15.0 | 13.8 | 9.9 | 8.0 | 8.0 | 9.1 | 11.0 |
| | 40.3 | 80.4 | 58.3 | 34.0 | 27.2 | 27.9 | 27.1 | 29.2 |
| Net interest income | 233.4 | 228.1 | 234.6 | 224.7 | 200.4 | 185.8 | 179.7 | 174.0 |
| Provision for loan losses | | | | -7.7 | -6.9 | -1.6 | -6.4 | -10.0 |
| Net interest income after provision for loan losses | 233.4 | 228.1 | 234.6 | 232.4 | 207.4 | 187.3 | 186.1 | 184.0 |
| Gain on sale of investments, net | | | | | | 0.2 | 0.0 | 0.0 |
| Other non-interest income | 93.9 | 101.5 | 150.0 | 154.0 | 158.8 | 160.9 | 140.8 | 136.3 |
| Total non-interest income | 93.9 | 101.5 | 150.0 | 154.0 | 158.8 | 161.2 | 140.8 | 136.3 |
| Non-interest expenses | 241.3 | 230.2 | 267.4 | 299.9 | 265.0 | 255.2 | 227.1 | 220.7 |
| Equity in earnings | | | | | | | | |
| Pre-tax income before non-recurring items | 54.0 | 104.6 | 145.4 | 110.0 | 115.6 | 97.0 | 100.5 | 110.2 |
| Non-recurring items | | 1.6 | 26.0 | 23.6 | 14.4 | 3.7 | 0.7 | 10.6 |
| Pre-tax income | 54.0 | 103.0 | 119.4 | 86.4 | 101.2 | 93.3 | 99.8 | 99.7 |
| Income taxes | 8.9 | 22.6 | 37.5 | 46.2 | 31.0 | 30.4 | 32.4 | 33.0 |
| Tax rate | 16.4% | 21.9% | 31.4% | 53.5% | 30.6% | 32.6% | 32.4% | 33.1% |
| Minority interest | 0.0 | 0.4 | 3.5 | 4.5 | 4.2 | 4.4 | 4.8 | 3.9 |
| Earnings from continuing ops | 45.6 | 81.2 | 76.7 | 30.8 | 62.0 | 55.5 | 58.7 | 46.1 |
| Earnings from discontinued ops | | | 2.0 | 4.9 | 5.5 | 6.4 | 6.2 | 7.8 |
| Net income | 45.6 | 81.2 | 78.7 | 35.7 | 67.6 | 61.9 | 64.8 | 53.9 |
| Net margin | 13.9% | 24.6% | 20.5% | 9.2% | 18.5% | 17.8% | 19.8% | 16.8% |
| |
| Basic EPS | $0.55 | $0.97 | $0.92 | $0.37 | $0.76 | $0.69 | $0.74 | $0.60 |
| Diluted EPS | $0.55 | $0.97 | $0.90 | $0.36 | $0.75 | $0.67 | $0.72 | $0.58 |
| |
| Shares outstanding (basic) | 82.4 | 83.4 | 83.6 | 82.4 | 81.3 | 80.9 | 79.0 | 77.0 |
| Shares outstanding (diluted) | 82.8 | 83.9 | 85.3 | 84.8 | 83.2 | 83.4 | 81.0 | 79.3 |
| |
| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |