| In millions, except per share items | Jun-30-23 | Mar-31-23 | Dec-31-22 | Sep-30-22 | Jun-30-22 | Mar-31-22 | Dec-31-21 | Sep-30-21 |
| | 10-Q | 10-Q | 10-K | 10-Q | 10-Q | 10-Q | 10-K | 10-Q |
| Interest income: |
| Interest income on loans | 39.9 | 37.5 | 35.1 | 29.8 | 24.9 | 22.1 | 21.6 | 20.1 |
| Interest income on investments | 0.6 | 0.7 | 0.6 | 0.6 | 0.6 | 0.6 | 0.5 | 0.6 |
| | 42.8 | 40.3 | 37.6 | 31.5 | 26.0 | 22.9 | 22.3 | 20.8 |
| Interest expense: |
| Interest on deposits | 14.0 | 9.4 | 6.5 | 2.8 | 1.0 | 0.5 | 0.5 | 0.5 |
| Interest on borrowings | 0.1 | 0.6 | 0.1 | 0.0 | 0.0 | | | |
| | 44.4 | 31.7 | 23.1 | 11.1 | 4.0 | 2.5 | 2.2 | 2.3 |
| Net interest income | 27.6 | 29.1 | 29.3 | 27.4 | 24.5 | 21.9 | 21.4 | 19.9 |
| Provision for loan losses | 1.3 | 0.9 | 1.3 | 2.3 | 2.3 | 1.0 | 1.5 | |
| Net interest income after provision for loan losses | 26.3 | 28.2 | 28.0 | 25.2 | 22.3 | 20.9 | 19.9 | 19.9 |
| Deposit and loan fees | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 |
| Other non-interest income | 2.7 | 1.3 | 1.3 | 1.4 | 1.8 | 2.1 | 1.7 | 1.9 |
| Total non-interest income | 2.8 | 1.4 | 1.4 | 1.5 | 2.0 | 2.2 | 1.8 | 2.0 |
| Non-interest expenses | 12.0 | 11.1 | 10.7 | 10.2 | 10.2 | 9.6 | 9.0 | 8.6 |
| Pre-tax income | 17.2 | 18.5 | 18.8 | 16.5 | 14.0 | 13.5 | 12.6 | 13.3 |
| Income taxes | 4.4 | 5.3 | 5.5 | 4.8 | 4.1 | 3.7 | 1.3 | 2.3 |
| Tax rate | 25.9% | 28.9% | 29.2% | 29.2% | 29.1% | 27.1% | 10.5% | 17.1% |
| Net income | 12.7 | 13.2 | 13.3 | 11.7 | 10.0 | 9.9 | 11.3 | 11.0 |
| Net margin | 43.7% | 44.4% | 45.0% | 43.8% | 41.1% | 42.7% | 52.2% | 50.3% |
| |
| Basic EPS | $0.74 | $0.77 | $0.78 | $0.68 | $0.58 | $0.58 | $0.76 | $0.64 |
| Diluted EPS | $0.74 | $0.77 | $0.77 | $0.68 | $0.58 | $0.57 | $0.75 | $0.64 |
| |
| Shares outstanding (basic) | 17.2 | 17.2 | 17.1 | 17.1 | 17.1 | 17.1 | 15.0 | 17.1 |
| Shares outstanding (diluted) | 17.2 | 17.2 | 17.2 | 17.2 | 17.1 | 17.2 | 15.0 | 17.1 |
| |
| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |