| In millions, except per share items | Dec-31-12 | Dec-31-11 | Dec-31-10 | Dec-31-09 | Dec-31-08 | Dec-31-07 | Dec-31-06 |
| | 10-K/A | 10-K/A | 10-K/A | 10-K | 10-K/A | 10-K | 10-K |
| Interest income: |
| Interest income on loans | 3.7 | 3.7 | 4.2 | | | | |
| Interest income on investments | 0.3 | 0.4 | 0.5 | | | | |
| Interest income on repurchase agreements | 0.0 | 0.0 | 0.0 | | | | |
| | 4.1 | 4.3 | 5.0 | 4.9 | 4.4 | 5.1 | 5.1 |
| Interest on deposits | 0.3 | 0.4 | 0.9 | | | | |
| Total interest expense | 0.3 | 0.4 | 0.9 | 1.2 | 1.0 | 1.0 | 0.5 |
| Net interest income | 4.4 | 4.7 | 5.9 | 3.7 | 3.4 | 4.2 | 4.6 |
| Provision for loan losses | 0.1 | 0.3 | 0.8 | 0.8 | 0.5 | 0.2 | 0.1 |
| Net interest income after provision for loan losses | 4.3 | 4.4 | 5.1 | 2.9 | 3.0 | 4.0 | 4.5 |
| Deposit and loan fees | 1.2 | 1.2 | 1.2 | 1.0 | 1.0 | 0.8 | 0.6 |
| Other non-interest income | 0.3 | 0.2 | 0.3 | 0.1 | 0.1 | 0.1 | 0.1 |
| Total non-interest income | 1.4 | 1.3 | 1.5 | 1.1 | 1.1 | 0.9 | 0.7 |
| Non-interest expenses | 4.0 | 4.1 | 4.2 | 3.5 | 3.6 | 3.7 | 3.6 |
| Pre-tax income | 0.9 | 0.7 | 0.4 | 0.5 | 0.5 | 1.2 | 1.6 |
| Income taxes | 0.3 | 0.2 | 0.1 | 0.2 | 0.2 | 0.5 | 0.6 |
| Tax rate | 36.2% | 34.2% | 29.8% | 32.2% | 34.7% | 38.7% | 38.3% |
| Net income | 0.6 | 0.4 | 0.3 | 0.4 | 0.3 | 0.7 | 1.0 |
| Net margin | 10.3% | 7.6% | 4.6% | 8.7% | 7.6% | 15.1% | 19.4% |
| |
| Basic EPS | $0.72 | $0.59 | $0.42 | $0.50 | $0.44 | $1.02 | $1.23 |
| Diluted EPS | $0.72 | $0.59 | $0.42 | $0.48 | $0.41 | $0.94 | $1.14 |
| |
| Shares outstanding (basic) | 0.8 | 0.7 | 0.7 | 0.7 | 0.7 | 0.7 | 0.8 |
| Shares outstanding (diluted) | 0.8 | 0.8 | 0.7 | 0.7 | 0.8 | 0.8 | 0.9 |
| |
| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |