Overview Financials News + Filings Key Docs Charts Holdings Ownership Insiders
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In millions, except per share items | Dec-31-10 | Dec-31-09 | Dec-31-08 | Dec-31-07 | Dec-31-06 | Dec-31-05 | Dec-31-04 | Dec-31-03 |
| 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K |
Interest income: |
Interest income on loans | 61.5 | 60.2 | 70.3 | 82.5 | 77.7 | 61,836.2 | 49.2 | 44.4 |
Interest income on investments | | | | | | | | 19.3 |
Interest income on repurchase agreements | 0.0 | 0.0 | 1.0 | 3.4 | 4.3 | 1,613.8 | 0.4 | 0.4 |
| 76.5 | 78.1 | 91.4 | 110.9 | 106.5 | 83,420.5 | 70.0 | 64.7 |
Interest on deposits | 9.9 | 13.3 | 23.3 | 42.3 | 41.2 | 21,214.7 | 9.9 | 10.1 |
Total interest expense | 11.8 | 16.0 | 28.6 | 50.7 | 44.3 | 24,901.5 | 12.8 | 11.5 |
Net interest income | 64.7 | 62.1 | 62.9 | 60.2 | 62.2 | 58,519.0 | 57.2 | 53.1 |
Provision for loan losses | 12.9 | 39.5 | 17.2 | | | | | |
Net interest income after provision for loan losses | 51.8 | 22.6 | 45.6 | 60.2 | 62.2 | 58,519.0 | 57.2 | 53.1 |
Deposit and loan fees | 1.8 | 2.2 | 2.2 | 2.1 | 2.4 | 2,107.5 | 2.3 | 1.6 |
Other non-interest income | 1.1 | 0.7 | 0.9 | 1.1 | | | | |
Total non-interest income | 3.0 | 2.9 | 3.1 | 3.2 | 3.4 | 3,108.3 | 3.2 | 1.6 |
Asset impairment | | | | 2.4 | | | | |
Pre-tax income | 18.0 | -24.4 | 2.3 | 9.2 | 27.8 | -63,961.2 | 18.7 | 17.3 |
Income taxes | 6.6 | -9.6 | 0.5 | 2.9 | 16.3 | -27,413.0 | 5.4 | 5.3 |
Tax rate | 36.5% | 39.3% | 20.0% | 32.0% | 58.7% | 42.9% | 28.6% | 30.4% |
Net income | 0.0 | 0.0 | 0.0 | 0.0 | 11.5 | -36,548.3 | 13.4 | 12.0 |
Net margin | 0.0% | -0.1% | 0.0% | 0.0% | 17.5% | -59.3% | 22.1% | 21.9% |
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Basic EPS | $0.58 | ($1.16) | $0.12 | $0.45 | $1.02 | ($3.32) | $1.24 | $1.13 |
Diluted EPS | $0.57 | ($1.16) | $0.12 | $0.45 | $1.00 | ($3.32) | $1.20 | $1.10 |
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Shares outstanding (basic) | 0.0 | 0.0 | 0.0 | 0.0 | 11.2 | 10,996.6 | 10.8 | 10.7 |
Shares outstanding (diluted) | 0.0 | 0.0 | 0.0 | 0.0 | 11.5 | 10,996.6 | 11.2 | 11.0 |
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EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |
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