Overview Financials News + Filings Key Docs Charts Ownership Insiders
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| In millions, except per share items | Dec-31-09 | Dec-31-08 | Dec-31-07 |
| | 10-K | 10-K | 10-K |
| Interest income on loans | 5.7 | 6.1 | 6.2 |
| Total interest income | 5.7 | 6.1 | 6.2 |
| Interest expense: |
| Interest on deposits | 2.6 | 3.1 | 3.6 |
| Interest on borrowings | 0.3 | 0.3 | 0.1 |
| | 2.9 | 3.3 | 3.7 |
| Net interest income | 3.0 | 3.0 | 3.2 |
| Provision for loan losses | 1.3 | 0.2 | 0.0 |
| Net interest income after provision for loan losses | 1.7 | 2.8 | 3.1 |
| Pre-tax income before non-recurring items | -1.7 | -0.3 | 0.1 |
| Non-recurring items | | | 0.0 |
| Pre-tax income | -1.7 | -0.3 | 0.1 |
| Income taxes | -0.1 | -0.1 | 0.0 |
| Tax rate | 4.1% | 40.0% | 46.9% |
| Net income | -1.6 | -0.2 | 0.1 |
| Net margin | -27.7% | -3.1% | 0.4% |
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| Basic EPS | ($0.86) | $110.00 | $0.03 |
| Diluted EPS | ($0.86) | ($110.00) | $0.03 |
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| Shares outstanding (basic) | 1.9 | 0.0 | 1.7 |
| Shares outstanding (diluted) | 1.9 | 0.0 | 1.7 |
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| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |
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