| In millions, except per share items | Dec-31-22 | Dec-31-21 | Dec-31-20 | Dec-31-19 | Dec-31-18 | Dec-31-17 | Dec-31-16 |
| | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K |
| Interest income on loans | 95.7 | 76.1 | 82.2 | 65.5 | 49.1 | 41.1 | 28.4 |
| Total interest income | 107.1 | 81.6 | 87.2 | 76.5 | 56.9 | 44.3 | 29.6 |
| Interest expense: |
| Interest on deposits | 6.3 | 4.9 | 7.0 | 8.2 | 4.5 | 3.9 | 3.1 |
| Interest on borrowings | 0.5 | 0.3 | 0.5 | 0.6 | 0.5 | 0.4 | |
| | 10.4 | 8.8 | 8.9 | 17.5 | 9.9 | 8.7 | 3.1 |
| Net interest income | 96.7 | 72.8 | 78.3 | 67.8 | 51.9 | 39.9 | 26.6 |
| Provision for loan losses | 4.4 | 0.5 | 10.3 | 2.2 | 1.8 | 0.5 | 0.6 |
| Net interest income after provision for loan losses | 92.3 | 72.3 | 68.0 | 65.6 | 50.1 | 39.5 | 26.0 |
| Other non-interest income | 10.7 | 11.3 | 8.8 | 9.6 | 7.1 | 4.8 | 1.4 |
| Total non-interest income | 10.7 | 11.3 | 8.8 | 9.6 | 7.1 | 4.8 | 1.4 |
| Non-interest expenses | 65.9 | 55.1 | 58.5 | 51.5 | 36.7 | 30.1 | 17.0 |
| Pre-tax income before non-recurring items | 37.0 | 28.5 | 18.2 | 23.9 | 20.5 | 14.1 | 10.3 |
| Non-recurring items | | | | 0.2 | | | |
| Pre-tax income | 37.0 | 28.5 | 18.2 | 23.7 | 20.5 | 14.1 | 10.3 |
| Income taxes | 10.0 | 7.8 | 4.5 | 6.4 | 6.0 | 8.9 | 4.4 |
| Tax rate | 27.1% | 27.3% | 24.7% | 26.9% | 29.3% | 62.8% | 42.9% |
| Net income | 27.0 | 20.7 | 13.7 | 17.3 | 14.5 | 5.3 | 5.9 |
| Net margin | 26.2% | 24.7% | 17.9% | 23.0% | 25.4% | 11.9% | 21.6% |
| |
| Basic EPS | $2.06 | $1.90 | $1.15 | $1.47 | $1.50 | $0.81 | $1.09 |
| Diluted EPS | $2.06 | $1.90 | $1.15 | $1.47 | $1.50 | $0.81 | $1.08 |
| |
| Shares outstanding (basic) | 13.1 | 10.9 | 12.0 | 11.8 | 9.7 | 6.5 | 5.4 |
| Shares outstanding (diluted) | 13.1 | 10.9 | 12.0 | 11.8 | 9.7 | 6.5 | 5.4 |
| |
| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |