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Income Statement
Balance Sheet
Cash Flow Statement
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Unit Economics
Common Size IS
Op Efficiency
Credit Analysis

BayCom Corp (BCML)

Income Statement

Standardized | As Reported Annual | Quarterly | TTM
  Older >>
In millions, except per share itemsJun-30-23Dec-31-22Sep-30-22Jun-30-22Mar-31-22Dec-31-21Sep-30-21Jun-30-21
   10-Q10-K10-Q10-Q10-Q10-K10-Q10-Q
Interest income:          
Loans, including fees  26.725.824.023.022.919.818.518.7
Investment securities  1.71.61.61.5 1.21.1 
Fed funds sold and interest-bearing balances in banks  2.6  0.8    
FHLB dividends  0.20.20.20.20.10.10.10.1
FRB dividends  0.10.20.10.10.10.10.10.1
    Total interest and dividend income  31.329.527.125.624.821.420.020.0
   
Interest expense:          
Deposits  5.92.01.41.51.51.21.21.2
Subordinated debt  0.90.90.90.90.90.90.90.9
Junior subordinated deferrable interest debentures  0.20.20.10.10.10.10.10.1
    Total interest expense  7.03.02.42.52.52.22.22.2
    Net interest income  24.326.524.723.222.419.217.717.8
(Reversal of) provision for credit losses  -1.30.61.22.60.00.50.5-0.5
    Net interest income after (reversal of) provision for credit losses  25.525.923.520.522.318.717.318.3
   
Noninterest income:          
Gain on sale of loans  0.10.01.30.31.11.12.21.0
Loss on equity securities  -0.9  -1.8    
   
Service charges and other fees          
Loan servicing and other loan fees  0.60.50.50.60.60.40.50.4
Income on investment in Small Business Investment Company ("SBIC") fund  0.2  0.0    
Bargain purchase gain      1.7   
Other income and fees  0.20.30.20.40.20.20.20.2
    Total noninterest income  1.11.52.70.54.42.64.02.5
   
Noninterest expense:          
Salaries and employee benefits  10.710.710.29.310.38.68.28.1
Occupancy and equipment  2.02.02.01.92.41.81.91.9
Data processing  1.61.51.61.72.31.31.51.3
Other expense  2.22.12.32.33.32.02.32.2
    Total noninterest expense  16.616.316.115.218.313.813.913.4
    Income before provision for income taxes  10.111.110.25.58.47.57.47.3
Provision for income taxes  2.93.03.01.61.92.12.02.0
    Net income  7.28.17.23.96.55.45.45.3
   
Earnings per common share:          
Basic earnings per common share (in dollars per share)  $0.59$0.62$0.54$0.29$0.51$0.51$0.51$0.49
   
Weighted average common shares outstanding (in shares)  12.213.113.313.612.610.910.710.9
Diluted earnings per common share (in dollars per share)  $0.59$0.62$0.54$0.29$0.51$0.51$0.51$0.49
Weighted average common shares outstanding (in shares)  12.213.113.313.612.610.910.710.9

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