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CITY HOLDING CO (CHCO)

Income Statement

Standardized | As Reported Annual | Quarterly | TTM
  Older >>
In millions, except per share itemsDec-31-21Dec-31-20Dec-31-19Dec-31-18Dec-31-17Dec-31-16Dec-31-15Dec-31-14
   10-K10-K10-K10-K10-K10-K10-K10-K
    Interest income:  
        Interest income on loans  136.7150.5170.0142.1125.8118.1115.1116.7
        Interest income on investments  28.127.326.420.217.114.012.012.9
       165.5178.3197.7163.9142.9132.2127.1129.6
    Interest expense:  
        Interest on deposits  9.422.532.721.414.812.110.911.0
       9.923.636.325.716.813.211.812.0
Net interest income  155.6154.6161.4138.2126.1118.9115.2117.6
Provision for loan losses      3.04.47.04.1
Net interest income after provision for loan losses  155.6154.6161.4138.2123.1114.6108.3113.6
        Deposit and loan fees        26.326.6
        Credit and debit card fees        15.915.1
        Gain on sale of investments, net        2.11.2
        Other non-interest income  69.682.768.560.663.658.822.915.9
Total non-interest income  69.682.768.560.663.658.867.258.7
Non-interest expenses  117.2115.3117.6113.196.096.293.095.0
Pre-tax income before non-recurring items  111.2111.3114.3101.390.777.294.277.2
Non-recurring items    0.813.3  11.7 
Pre-tax income  111.2111.3113.588.090.777.282.577.2
Income taxes  23.121.724.118.036.425.128.424.3
            Tax rate  20.8%19.5%21.3%20.5%40.2%32.5%34.4%31.4%
Net income  88.189.689.470.054.352.154.153.0
            Net margin  135.7%146.3%140.1%121.8%29.1%30.1%30.8%30.7%
   
Basic EPS  $5.73$5.61$5.48$4.54$3.52$3.50$3.58$3.44
Diluted EPS  $5.72$5.60$5.47$4.53$3.52$3.50$3.57$3.42
   
Shares outstanding (basic)  15.416.016.315.415.414.915.115.4
Shares outstanding (diluted)  15.416.016.315.415.414.915.215.5
   
EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges.  

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