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Income Statement
Balance Sheet
Cash Flow Statement
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Common Size IS
Op Efficiency
Credit Analysis

UMPQUA HOLDINGS CORP (UMPQ)

Income Statement

Standardized | As Reported Annual | Quarterly | TTM
  Older >>
In millions, except per share itemsDec-31-21Dec-31-20Dec-31-19Dec-31-18Dec-31-17Dec-31-16Dec-31-15Dec-31-14
   10-K10-K10-K10-K10-K10-K10-K10-K
INTEREST INCOME          
Interest and fees on loans and leases  890.5951.41,051.1972.1871.3843.6869.4763.8
   
Interest and dividends on investment securities:          
Taxable  60.447.756.276.058.046.447.845.8
Exempt from federal income tax  5.96.17.48.48.78.89.610.3
Dividends  1.32.62.32.01.51.40.70.3
Interest on temporary investments and interest bearing deposits  3.94.714.28.74.43.92.22.3
    Total interest income  962.01,012.61,131.11,067.1943.9904.2929.9822.5
   
INTEREST EXPENSE          
Interest on deposits  27.2100.2167.992.745.635.229.823.8
Interest on securities sold under agreement to repurchase and federal funds purchased  0.30.82.10.50.50.10.2 
Interest on borrowings  2.813.917.613.614.215.014.5 
Interest on junior subordinated debentures  12.115.222.821.718.015.713.8 
    Total interest expense  42.4130.1210.4128.578.266.158.248.7
    Net interest income  919.6882.5920.6938.6865.7838.1871.6773.8
PROVISION (RECAPTURE) FOR CREDIT LOSSES   -42.7204.972.555.947.341.736.640.2
    Net interest income after provision (recapture) for credit losses  962.3677.7848.1882.7818.4796.4835.0733.6
   
NON-INTEREST INCOME          
Revenue from contract with customer          
Residential mortgage banking revenue, net  186.8270.8101.8118.2136.3157.9124.777.3
Gain on loan and lease sales, net  15.76.710.57.818.015.122.4 
Bank owned life insurance income  8.38.48.48.38.28.58.4 
Noninterest Income, Other Operating Income  63.740.548.367.9  45.426.5
    Total non-interest income  356.3412.0339.8279.4278.5301.7275.7181.2
   
NON-INTEREST EXPENSE          
Salaries and employee benefits  480.8479.2420.4425.6438.2424.8430.9355.4
Occupancy and equipment, net  137.5151.7144.2148.7150.5151.9143.0111.3
Communications  11.611.814.617.218.921.320.614.7
Services  48.846.654.162.745.342.846.449.1
FDIC assessments  9.212.511.216.115.015.513.511.0
Intangible amortization  4.55.05.66.26.88.611.210.2
Merger related expenses  15.2   9.315.345.682.3
Other expenses  45.446.055.651.655.546.139.136.5
    Total non-interest expense  760.52,546.1719.0739.5747.9737.2763.6684.1
    Income before provision for income taxes  558.2-1,456.4468.9  230.1222.5147.7
Provision for income taxes  137.967.0114.8106.4106.7130.9124.683.0
    Net income  420.3-1,523.4354.1316.3242.3   
   
Earnings per common share:          
Basic (in dollars per share)  $1.92($6.92)$1.61$1.44$1.10$1.04$1.01$0.79
Diluted (in dollars per share)  $1.91($6.92)$1.60$1.43$1.10$1.04$1.01$0.78
   
Weighted average number of common shares outstanding:          
Basic (in shares)  219.0220.2220.3220.3220.3220.3220.3186.6
Diluted (in shares)  219.6220.2220.7220.7220.8220.9221.0187.5

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