Overview Financials News + Filings Key Docs Charts Holdings Ownership Insiders
|
| In millions, except per share items | Dec-31-22 | Dec-31-21 | Dec-31-20 | Dec-31-19 | Dec-31-18 | Dec-31-17 | Dec-31-16 | Dec-31-15 |
| | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K |
| Interest income: |
| Interest income on loans | 2,953.0 | 1,295.0 | 1,333.0 | 1,217.3 | 1,073.1 | 955.6 | 876.5 | 874.9 |
| Interest income on investments | 354.0 | 145.0 | 144.0 | 160.5 | 150.7 | 121.2 | 96.8 | 88.3 |
| | 3,413.0 | 1,451.0 | 1,484.0 | 1,404.0 | 1,245.8 | 1,103.7 | 987.8 | 969.2 |
| Interest expense: |
| Interest on deposits | 335.0 | 33.0 | 67.0 | 76.3 | 22.5 | 16.2 | 18.2 | 21.2 |
| Interest on borrowings | | | | 5.5 | 5.8 | 19.9 | | |
| | 467.0 | 61.0 | 96.0 | 92.6 | 36.9 | 43.8 | 43.1 | 44.3 |
| Net interest income | 2,946.0 | 1,390.0 | 1,388.0 | 1,311.4 | 1,208.9 | 1,059.9 | 944.7 | 924.9 |
| Provision for loan losses | | | | 31.4 | 28.5 | 25.7 | 32.9 | 20.7 |
| Net interest income after provision for loan losses | 2,946.0 | 1,390.0 | 1,388.0 | 1,279.9 | 1,180.4 | 1,034.2 | 911.7 | 904.2 |
| Deposit and loan fees | | | | | | | | 90.5 |
| Credit and debit card fees | | | | | | | | 77.3 |
| Gain on sale of investments, net | | | | | | | | 10.8 |
| Other non-interest income | 2,136.0 | 508.0 | 477.0 | 415.9 | 400.1 | 522.0 | 377.1 | 288.4 |
| Total non-interest income | 2,136.0 | 508.0 | 477.0 | 415.9 | 400.1 | 522.0 | 377.1 | 467.1 |
| Non-interest expenses | 3,075.0 | 1,234.0 | 1,189.0 | 1,103.7 | 1,077.0 | 1,012.5 | 937.8 | 1,038.9 |
| Pre-tax income before non-recurring items | 1,593.0 | 730.0 | 635.0 | 609.2 | 510.1 | 552.7 | 356.4 | 346.6 |
| Non-recurring items | 231.0 | 29.0 | 17.0 | 17.2 | 6.5 | 9.0 | 5.3 | 14.2 |
| Pre-tax income | 1,362.0 | 701.0 | 618.0 | 592.0 | 503.6 | 543.7 | 351.1 | 332.4 |
| Income taxes | 264.0 | 154.0 | 126.0 | 134.7 | 103.3 | 219.9 | 125.6 | 122.0 |
| Tax rate | 19.4% | 22.0% | 20.4% | 22.7% | 20.5% | 40.5% | 35.8% | 36.7% |
| Net income | 1,048.0 | 529.0 | 478.0 | 457.4 | 400.3 | 323.8 | 225.5 | 210.4 |
| Net margin | 20.6% | 27.9% | 25.6% | 27.0% | 25.3% | 20.8% | 17.5% | 15.3% |
| |
| Basic EPS | $67.47 | $53.89 | $47.53 | $41.05 | $33.53 | $26.96 | $18.77 | $17.52 |
| Diluted EPS | $67.40 | $53.89 | $47.53 | $41.05 | $33.53 | $26.96 | $18.77 | $17.52 |
| |
| Shares outstanding (basic) | 15.5 | 9.8 | 10.1 | 11.1 | 11.9 | 12.0 | 12.0 | 12.0 |
| Shares outstanding (diluted) | 15.5 | 9.8 | 10.1 | 11.1 | 11.9 | 12.0 | 12.0 | 12.0 |
| |
| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |
|