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ROMA FINANCIAL CORP (ROMA)
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| Credit Analysis |
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Annual | Quarterly |
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| In millions, except per share items | Dec-31-12 | Dec-31-11 | Dec-31-10 | Dec-31-09 | Dec-31-08 | Dec-31-07 | Dec-31-06 |
| | Source | Source | Source | Source | Source | Source | Source |
| Short-term debt | 40.0 | 40.0 | 40.0 | 40.0 | 40.0 | | |
| Long-term debt | | 1.9 | 1.9 | 24.8 | 46.9 | | |
| Total debt | 40.0 | 41.9 | 41.9 | 64.8 | 86.9 | | |
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| Debt to EBITDA | | | | | 3.5 | 0.0 | 0.0 |
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| EBITDA interest coverage | | | | | 1.2 | 1.5 | 1.4 |
| EBIT interest coverage | | | | | 1.2 | 1.4 | 1.3 |
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