| In millions, except per share items | Dec-31-22 | Dec-31-21 | Dec-31-20 | Dec-31-19 | Dec-31-18 | Dec-31-17 | Dec-31-16 | Dec-31-15 |
| | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K |
| Interest income: |
| Interest income on loans | 646.3 | 570.5 | 612.1 | 663.3 | 625.1 | 543.8 | 490.0 | 456.7 |
| Interest income on investments | 313.9 | 236.3 | 216.8 | 237.5 | 240.2 | 214.7 | 207.2 | 191.8 |
| Interest income on repurchase agreements | 0.4 | 0.0 | 0.0 | 0.1 | 0.5 | 0.2 | 0.1 | 0.1 |
| | 999.0 | 848.3 | 872.6 | 924.7 | 889.2 | 777.4 | 713.1 | 662.4 |
| Total interest expense | 56.8 | 12.9 | 42.8 | 103.4 | 65.4 | 43.7 | 33.0 | 28.1 |
| Net interest income | 942.2 | 835.4 | 829.8 | 821.3 | 823.8 | 733.7 | 680.0 | 634.3 |
| Provision for loan losses | 28.1 | -66.3 | 137.2 | 50.4 | 42.7 | 45.2 | 36.3 | 28.7 |
| Net interest income after provision for loan losses | 914.1 | 901.8 | 692.7 | 770.9 | 781.1 | 688.4 | 643.7 | 605.6 |
| Deposit and loan fees | | | | | | | | 80.4 |
| Credit and debit card fees | | | | | | | | 178.9 |
| Gain on sale of investments, net | 20.5 | 30.1 | 11.0 | 3.6 | -0.5 | 25.1 | -0.1 | 6.3 |
| Other non-interest income | 526.0 | 530.3 | 494.8 | 521.1 | 501.8 | 436.2 | 446.6 | 182.5 |
| Total non-interest income | 546.5 | 560.4 | 505.9 | 524.7 | 501.3 | 461.3 | 446.6 | 448.1 |
| Non-interest expenses | 848.8 | 805.9 | 768.4 | 767.4 | 737.8 | 744.3 | 689.2 | 676.5 |
| Pre-tax income | 632.4 | 686.3 | 441.2 | 531.8 | 544.2 | 430.4 | 401.0 | 383.6 |
| Income taxes | 132.4 | 145.7 | 87.3 | 109.1 | 105.9 | 110.5 | 124.2 | 116.6 |
| Tax rate | 20.9% | 21.2% | 19.8% | 20.5% | 19.5% | 25.7% | 31.0% | 30.4% |
| Minority interest | 11.6 | 9.8 | -0.2 | 1.5 | 4.7 | 0.5 | 1.5 | 3.2 |
| Net income | 488.4 | 530.8 | 342.1 | 412.2 | 424.5 | 310.4 | 266.4 | 254.7 |
| Net margin | 33.4% | 36.3% | 28.5% | 31.8% | 33.1% | 27.0% | 24.4% | 24.2% |
| |
| Basic EPS | $3.86 | $4.12 | $2.64 | $3.25 | $3.44 | $2.63 | $2.38 | $2.33 |
| Diluted EPS | $3.85 | $4.11 | $2.64 | $3.25 | $3.43 | $2.62 | $2.37 | $2.32 |
| |
| Shares outstanding (basic) | 126.5 | 128.8 | 129.6 | 126.8 | 123.4 | 118.0 | 111.9 | 109.3 |
| Shares outstanding (diluted) | 126.9 | 129.1 | 129.6 | 126.8 | 123.8 | 118.5 | 112.4 | 109.8 |
| |
| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |