| In millions, except per share items | Dec-31-18 | Dec-31-17 | Dec-31-16 | Dec-31-15 | Dec-31-14 |
| | 10-K | 10-K | 10-K | 10-K | 10-K |
| Interest income: |
| Interest income on loans | 105.4 | 81.1 | 67.2 | 60.0 | 56.2 |
| Interest income on investments | 6.5 | 5.3 | 4.1 | 4.8 | 4.2 |
| | 115.7 | 90.3 | 74.8 | 66.8 | 61.1 |
| Interest expense: |
| Interest on deposits | 20.6 | 11.0 | 8.7 | 8.7 | 9.0 |
| | 26.8 | 15.9 | 13.8 | 14.6 | 15.9 |
| Net interest income | 88.9 | 74.3 | 61.0 | 52.2 | 45.2 |
| Provision for loan losses | 3.8 | 2.4 | 4.2 | 1.3 | 2.6 |
| Net interest income after provision for loan losses | 85.1 | 71.9 | 56.8 | 51.0 | 42.6 |
| Gain on sale of investments, net | | | | 0.3 | 0.5 |
| Other non-interest income | 49.2 | 54.5 | 67.1 | 35.1 | 15.1 |
| Total non-interest income | 49.2 | 54.5 | 67.1 | 35.4 | 15.6 |
| Non-interest expenses | 120.1 | 109.4 | 114.7 | 78.0 | 54.3 |
| Pre-tax income before non-recurring items | 19.3 | 17.1 | 9.2 | 8.3 | 3.9 |
| Non-recurring items | 5.1 | | | | |
| Pre-tax income | 14.2 | 17.1 | 9.2 | 8.3 | 3.9 |
| Income taxes | 2.8 | 6.7 | 3.3 | 2.6 | 1.4 |
| Tax rate | 19.8% | 39.1% | 35.7% | 30.7% | 34.4% |
| Net income | 11.4 | 10.4 | 5.9 | 5.8 | 2.6 |
| Net margin | 8.5% | 8.2% | 4.8% | 6.7% | 4.4% |
| |
| Basic EPS | $0.36 | $0.33 | | | |
| Diluted EPS | $0.36 | $0.33 | | | |
| |
| Shares outstanding (basic) | 31.6 | 31.2 | | | |
| Shares outstanding (diluted) | 31.6 | 31.2 | | | |
| |
| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |