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HarborOne Bancorp, Inc. (HONE)

Income Statement

Standardized | As Reported Annual | Quarterly | TTM
  Older >>
In millions, except per share itemsJun-30-19Mar-31-19Dec-31-18Sep-30-18Jun-30-18Mar-31-18Dec-31-17Sep-30-17
   10-Q10-Q10-K10-Q10-Q10-Q10-K10-Q
    Interest income:  
        Interest income on loans  35.434.433.925.123.922.521.321.0
        Interest income on investments  1.91.81.81.61.61.51.41.3
       38.337.136.927.826.324.723.823.4
    Interest expense:  
        Interest on deposits  9.48.27.25.44.53.53.22.8
       11.611.010.16.75.44.64.44.1
Net interest income  26.726.026.821.120.920.119.419.3
Provision for loan losses  1.80.91.50.60.90.80.80.9
Net interest income after provision for loan losses  25.025.225.320.520.019.318.718.3
        Other non-interest income  15.79.811.713.612.611.314.214.6
Total non-interest income  15.79.811.713.612.611.314.214.6
Non-interest expenses  35.132.636.627.428.527.629.728.4
Pre-tax income before non-recurring items  6.92.45.46.74.63.63.14.5
Non-recurring items  1.3 5.1 0.50.5  
Pre-tax income  5.62.40.36.74.03.13.14.5
Income taxes  0.80.40.20.80.90.81.51.7
            Tax rate  14.6%14.7%68.0%12.1%23.3%26.5%49.2%37.4%
Net income  4.82.10.15.93.12.31.62.8
            Net margin  11.8%5.9%0.3%17.4%9.5%7.3%4.9%8.6%
   
Basic EPS  $0.15$0.07$0.00$0.19$0.10$0.07$0.05$0.09
Diluted EPS  $0.15$0.07$0.00$0.19$0.10$0.07$0.05$0.09
   
Shares outstanding (basic)  31.631.631.631.631.631.631.631.3
Shares outstanding (diluted)  31.631.631.631.631.631.631.631.3
   
EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges.  

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