In millions, except per share items | Dec-31-18 | Dec-31-17 | Dec-31-16 | Dec-31-15 |
| 10-K | 10-K | 10-K | 10-K |
Interest income: | | | | |
Loans receivable | 3.7 | 3.4 | 3.3 | 3.2 |
Investment securities, taxable | 0.3 | 0.4 | 0.3 | 0.2 |
Other interest-earning assets | 0.1 | 0.0 | 0.0 | 0.0 |
Total interest income | 4.0 | 3.8 | 3.6 | 3.4 |
|
Interest expense: | | | | |
Deposits | 1.2 | 1.1 | 1.0 | |
Advances from FHLB | 0.2 | 0.2 | 0.2 | 0.4 |
Total interest expense | 4.0 | 3.6 | 3.5 | 1.2 |
Net interest income | 2.6 | 2.6 | 2.3 | 4.5 |
Provision for loan losses | | | | 0.3 |
Net interest income after provision for loan losses | 2.6 | 2.6 | 2.3 | 1.9 |
|
Noninterest income: | | | | |
Service charges on deposit accounts | 2.8 | 2.7 | 2.5 | 4.5 |
Service charges on deposit accounts growth | 3.5% | 11.9% | -45.9% | |
Income on bank owned life insurance | 0.1 | 0.1 | | |
Other | 0.0 | 0.0 | 0.0 | 0.1 |
Total noninterest income | 0.3 | 0.2 | 0.1 | 0.3 |
|
Noninterest expense: | | | | |
Salaries and employee benefits | 2.2 | 1.6 | 1.5 | 1.5 |
Occupancy and equipment | 0.5 | 0.5 | 0.4 | 0.4 |
Data processing | 0.3 | 0.2 | 0.2 | 0.2 |
Professional and supervisory fees | 0.4 | 0.5 | 0.4 | 0.3 |
Office expense | 0.1 | 0.1 | 0.1 | 0.1 |
Advertising | 0.1 | 0.1 | 0.1 | 0.1 |
FDIC deposit insurance | 0.0 | 0.0 | 0.1 | |
Provision for real estate owned and related expenses | 0.0 | 0.0 | 0.1 | 0.1 |
Other | 0.3 | 0.2 | 0.2 | 0.2 |
Total noninterest expense | 3.9 | 3.2 | 2.9 | 2.9 |
Loss before income taxes | -1.0 | -0.5 | -0.5 | -0.7 |
Income tax expense | | 0.0 | | |
Net loss | -1.0 | -0.5 | -0.5 | -0.7 |
|
Basic net loss per share | ($1.31) | ($0.70) | ($1.19) | |