| In millions, except per share items | Dec-31-21 | Dec-31-20 | Dec-31-19 | Dec-31-18 | Dec-31-17 | Dec-31-16 | Dec-31-15 | Dec-31-14 |
| | 10-K | 10-K | 10-K | 10-K | 10-K/A | 10-K | 10-K | 10-K |
| Interest income: |
| Interest income on loans | 547.9 | 579.1 | 611.6 | 384.8 | 290.4 | 203.6 | 169.5 | 135.5 |
| Interest income on investments | 31.1 | 27.6 | 29.8 | 18.6 | 12.1 | 4.4 | 4.0 | 4.2 |
| | 583.6 | 611.5 | 652.9 | 407.3 | 307.9 | 210.0 | 174.0 | 140.1 |
| Interest on deposits | 44.2 | 76.3 | 123.4 | 60.8 | 28.5 | 16.1 | 12.0 | 9.5 |
| Total interest expense | 63.2 | 95.1 | 148.2 | 81.0 | 42.4 | 26.2 | 19.9 | 16.0 |
| Net interest income | 520.3 | 516.4 | 504.8 | 326.3 | 265.5 | 183.8 | 154.1 | 124.1 |
| Provision for loan losses | -9.0 | 43.0 | 14.8 | 9.9 | 8.3 | 9.4 | 9.2 | 5.4 |
| Net interest income after provision for loan losses | 529.3 | 473.5 | 490.0 | 316.4 | 257.2 | 174.4 | 144.9 | 118.8 |
| Deposit and loan fees | 9.8 | 9.3 | 12.1 | 7.0 | 13.0 | 7.2 | 6.9 | 5.9 |
| Gain on sale of investments, net | | | | | | | 0.1 | 0.4 |
| Other non-interest income | 56.7 | 75.8 | 66.0 | 35.2 | 28.3 | 12.3 | 25.3 | 7.4 |
| Total non-interest income | 66.5 | 85.1 | 78.2 | 42.2 | 41.3 | 19.6 | 32.3 | 13.6 |
| Non-interest expenses | 313.6 | 306.1 | 321.9 | 198.6 | 176.8 | 113.8 | 103.2 | 88.5 |
| Pre-tax income before non-recurring items | 281.9 | 269.8 | 283.8 | 166.4 | 138.9 | 81.7 | 58.9 | 47.5 |
| Non-recurring items | -0.3 | 17.4 | 37.5 | 6.4 | 17.2 | 1.6 | 1.1 | 3.6 |
| Pre-tax income | 282.2 | 252.4 | 246.3 | 160.0 | 121.7 | 80.1 | 57.8 | 43.9 |
| Income taxes | 57.5 | 51.2 | 53.5 | 31.7 | 45.2 | 26.6 | 19.0 | 14.9 |
| Tax rate | 20.4% | 20.3% | 21.7% | 19.8% | 37.1% | 33.2% | 32.9% | 34.0% |
| Net income | 224.8 | 201.2 | 192.7 | 128.3 | 76.5 | 53.5 | 38.8 | 29.0 |
| Net margin | 37.7% | 36.0% | 33.9% | 35.8% | 25.6% | 27.6% | 21.9% | 21.9% |
| |
| Basic EPS | $5.27 | $4.71 | $4.49 | $4.37 | $3.01 | $2.94 | $2.28 | $1.91 |
| Diluted EPS | $5.26 | $4.71 | $4.49 | $4.37 | $3.00 | $2.93 | $2.27 | $1.89 |
| |
| Shares outstanding (basic) | 42.7 | 42.8 | 43.0 | 29.3 | 25.4 | 18.2 | 17.0 | 15.2 |
| Shares outstanding (diluted) | 42.7 | 42.8 | 43.0 | 29.3 | 25.5 | 18.3 | 17.1 | 15.3 |
| |
| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |