| In millions, except per share items | Dec-31-22 | Dec-31-21 | Dec-31-20 | Dec-31-19 | Dec-31-18 | Dec-31-17 | Dec-31-16 | Dec-31-15 |
| | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K |
| Interest income: |
| Interest income on loans | 126.0 | 103.4 | 90.8 | 78.9 | 64.8 | 54.0 | 45.5 | 42.5 |
| Interest income on investments | 9.3 | 8.2 | 9.5 | 9.8 | 12.9 | 13.3 | 13.0 | 13.5 |
| Interest income on repurchase agreements | | | 0.0 | 0.0 | 0.0 | 0.0 | | |
| | 136.6 | 111.9 | 100.7 | 91.6 | 78.4 | 67.5 | 58.5 | 56.1 |
| Interest expense: |
| | 2.7 | 22.3 | 26.0 | 30.0 | 21.4 | 14.4 | 10.1 | 8.6 |
| Net interest income | 2.7 | 89.6 | 74.7 | 61.7 | 57.0 | 53.2 | 48.4 | 47.5 |
| Provision for loan losses | | | | | | 3.8 | 3.7 | 3.9 |
| Net interest income after provision for loan losses | 2.7 | 89.6 | 74.7 | 61.7 | 57.0 | 49.3 | 44.7 | 43.6 |
| Gain on sale of investments, net | | | | | | | 0.1 | 0.2 |
| Other non-interest income | 11.0 | 10.8 | 23.8 | 8.3 | 5.3 | 8.3 | 9.4 | 8.8 |
| Total non-interest income | 11.0 | 10.8 | 23.8 | 8.3 | 5.3 | 8.3 | 9.5 | 9.0 |
| Non-interest expenses | 71.0 | 63.9 | 58.0 | 47.2 | 43.3 | 38.5 | 32.9 | 31.1 |
| Pre-tax income before non-recurring items | 17.7 | 37.8 | 28.5 | 20.5 | 20.0 | 22.2 | 23.4 | 23.5 |
| Non-recurring items | | 3.4 | 2.9 | 2.6 | 2.4 | 3.0 | 2.2 | 2.0 |
| Pre-tax income | 17.7 | 34.5 | 25.5 | 17.9 | 17.7 | 19.2 | 21.3 | 21.5 |
| Income taxes | -0.9 | 7.2 | 5.2 | 3.7 | 3.5 | 7.4 | 7.2 | 7.0 |
| Tax rate | | 20.8% | 20.4% | 20.4% | 19.6% | 38.6% | 33.7% | 32.4% |
| Net income | 28.9 | 25.9 | 20.3 | 14.2 | 14.2 | 11.8 | 14.1 | 14.1 |
| Net margin | 1068.6% | 25.8% | 20.6% | 20.4% | 22.8% | 20.4% | 26.0% | 26.9% |
| |
| Basic EPS | $2.70 | $2.42 | $1.90 | $1.34 | $1.47 | $1.21 | $1.68 | $1.83 |
| Diluted EPS | $2.70 | $2.42 | $1.90 | $1.34 | $1.47 | $1.21 | $1.68 | $1.83 |
| |
| Shares outstanding (basic) | 10.7 | 10.7 | 10.7 | 10.7 | 9.7 | 9.7 | 8.4 | 7.7 |
| Shares outstanding (diluted) | 10.7 | 10.7 | 10.7 | 10.7 | 9.7 | 9.7 | 8.4 | 7.7 |
| |
| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |