Overview Financials News + Filings Key Docs Charts Ownership Insiders
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| In millions, except per share items | Mar-31-23 | Sep-30-22 | Jun-30-22 | Mar-31-22 | Dec-31-21 | Sep-30-21 | Jun-30-21 | Mar-31-21 |
| | 10-Q | 10-K | 10-Q | 10-Q | 10-Q | 10-K | 10-Q | 10-Q |
| Interest income: |
| Interest income on loans | | 31.8 | 23.5 | 24.8 | 26.2 | | 37.9 | 39.0 |
| Interest income on investments | | 2.6 | 1.8 | 1.5 | 1.2 | | 1.5 | 1.4 |
| | | 35.0 | 34.5 | 35.4 | 36.6 | 38.4 | 39.9 | 41.0 |
| Interest expense: |
| Interest on deposits | | 3.5 | 2.7 | 3.3 | 4.3 | | 8.1 | 9.5 |
| | | 13.5 | 12.3 | 14.9 | 18.6 | 23.0 | 30.5 | 35.0 |
| Net interest income | | 29.3 | 28.2 | 28.1 | 27.9 | 28.1 | 28.0 | 27.5 |
| Provision for loan losses | | | | | | 11.2 | | |
| Net interest income after provision for loan losses | | 29.3 | 17.6 | 17.4 | 17.3 | 16.9 | 20.0 | 19.1 |
| Other non-interest income | | 2.3 | 2.3 | 2.7 | 3.3 | 3.8 | 3.9 | 3.5 |
| Total non-interest income | | 2.3 | 2.3 | 2.7 | 3.3 | 3.8 | 3.9 | 3.5 |
| Non-interest expenses | | 22.8 | 22.6 | 23.0 | 21.2 | 21.0 | 20.4 | 19.3 |
| Pre-tax income | | 8.9 | -2.6 | -2.9 | -0.7 | -0.3 | 3.5 | 3.3 |
| Income taxes | | 1.9 | -0.8 | -0.8 | -0.3 | -0.2 | 0.9 | 0.8 |
| Tax rate | | 21.7% | 31.3% | 29.0% | 46.7% | 69.7% | 24.9% | 25.1% |
| Net income | | 7.0 | -1.8 | -2.1 | -0.3 | -0.1 | 2.6 | 2.4 |
| Net margin | | 28.7% | -9.1% | -10.2% | -1.7% | -0.3% | 10.9% | 10.9% |
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| Basic EPS | | $0.92 | ($0.24) | ($0.27) | ($0.05) | ($0.01) | $0.34 | $0.33 |
| Diluted EPS | | $0.92 | ($0.24) | ($0.27) | ($0.05) | ($0.01) | $0.34 | $0.33 |
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| Shares outstanding (basic) | | 7.6 | 7.6 | 7.6 | 7.5 | 7.5 | 7.5 | 7.5 |
| Shares outstanding (diluted) | | 7.6 | 7.6 | 7.6 | 7.5 | 7.5 | 7.5 | 7.5 |
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| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |
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