CREDIT SUISSE AG (MLPN) [Rocket]

In millions, except per share items	Dec-31-22	Dec-31-21	Dec-31-20	Dec-31-19	Dec-31-18	Dec-31-17	Dec-31-16	Dec-31-15
	20-F	20-F	20-F	20-F	20-F	20-F	20-F	20-F
Interest income:
Interest income on loans	5,887	5,049	5,733	7,179	6,770	5,981	5,628	5,413
Interest income on trading account					7,131	6,698	7,483	9,046
Interest income on repurchase agreements	2,135	1,172	1,596	2,926	2,856	2,515	2,767	2,625
	12,251	9,658	11,261	16,671	19,613	17,061	17,374	19,341
Interest on deposits	1,746	159	1,113	3,055	2,287	1,360	1,043	884
Total interest expense	-6,910	-3,847	-5,313	-9,654	-12,604	-10,369	-9,812	-10,042
Net interest income	5,341	5,811	5,948	7,017	7,009	6,692	7,562	9,299
Provision for loan losses	16	4,205	1,096	324	245	210	252	324
Net interest income after provision for loan losses	5,325	1,606	4,852	6,693	6,764	6,482	7,310	8,975
Total non-interest income	727	3,720	4,588	4,309	2,021	2,601	8,188	9,418
Non-interest expenses	18,163	19,091	17,826	17,440	17,303	19,202	22,337	25,895
Pre-tax income before non-recurring items	-2,702	1,126	3,624	4,720	3,998	1,949	-1,726	1,730
Non-recurring items	556	1,726	157		626	396	540	4,152
Pre-tax income	-3,258	-600	3,467	4,720	3,372	1,553	-2,266	-2,422
Income taxes	4,048	1,026	801	1,295	1,361	2,781	441	523
Tax rate			23.1%	27.4%	40.4%	179.1%
Minority interest	-13	24	-3	6	-13	27	3	-1
Net income	-7,293	-1,650	2,669	3,419	2,024	-1,255	-2,710	-2,944
Net margin	-120.5%	-31.0%	28.3%	31.1%	23.0%	-13.8%	-17.5%	-16.0%

Basic EPS	($2.55)	($0.63)	$1.02	$1.35	$0.79	($0.52)	($1.27)	($1.64)
Diluted EPS	($2.55)	($0.63)	$0.99	$1.32	$0.77	($0.52)	($1.27)	($1.64)

Shares outstanding (basic)	2,862	2,628	2,624	2,524	2,574	2,414	2,137	1,795
Shares outstanding (diluted)	2,862	2,628	2,694	2,587	2,631	2,414	2,137	1,795

EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges.