| In millions, except per share items | Dec-31-22 | Dec-31-21 | Dec-31-20 | Dec-31-19 | Dec-31-18 | Dec-31-17 | Dec-31-16 | Dec-31-15 |
| | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K |
| Interest income: |
| Interest income on loans | 41.4 | 37.9 | 36.0 | 35.7 | 34.4 | 29.2 | 26.3 | 26.0 |
| Interest income on investments | 5.9 | 4.0 | 3.6 | 3.6 | 3.3 | 3.6 | 3.3 | 4.2 |
| Interest income on repurchase agreements | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| | 48.0 | 42.3 | 40.0 | 40.2 | 38.2 | 32.9 | 29.8 | 30.3 |
| Interest expense: |
| Interest on borrowings | 0.2 | | 0.7 | 1.3 | 1.3 | 0.4 | 0.2 | 1.2 |
| | 3.6 | 3.5 | 5.3 | 6.4 | 5.0 | 3.0 | 2.6 | 3.6 |
| Net interest income | 44.4 | 38.8 | 34.7 | 33.8 | 33.3 | 29.9 | 27.3 | 26.7 |
| Provision for loan losses | | | | 0.3 | 2.9 | 4.2 | 1.9 | 1.0 |
| Net interest income after provision for loan losses | 44.4 | 38.8 | 34.7 | 33.5 | 30.4 | 25.8 | 25.3 | 25.6 |
| Deposit and loan fees | | | | | | | 4.1 | 4.0 |
| Gain on sale of investments, net | | | | 0.3 | 0.1 | 0.1 | 0.5 | 0.1 |
| Other non-interest income | 13.5 | 14.9 | 14.7 | 13.8 | 13.2 | 13.2 | 8.9 | 9.0 |
| Total non-interest income | 13.5 | 14.9 | 14.7 | 14.1 | 13.3 | 13.3 | 13.5 | 13.1 |
| Non-interest expenses | 45.7 | 43.1 | 42.5 | 38.6 | 38.5 | 39.2 | 34.8 | 35.1 |
| Pre-tax income before non-recurring items | 12.3 | 9.7 | 6.7 | 8.9 | 5.9 | 0.1 | 4.0 | 3.7 |
| Non-recurring items | 1.7 | | 0.8 | | 0.7 | 0.2 | | |
| Pre-tax income | 10.6 | 9.7 | 5.9 | 8.9 | 5.2 | -0.1 | 4.0 | 3.7 |
| Income taxes | 1.5 | 1.3 | 0.5 | 1.1 | 0.3 | -0.1 | 0.2 | 0.1 |
| Tax rate | 13.9% | 13.3% | 8.8% | 12.1% | 5.4% | 77.0% | 4.0% | 1.5% |
| Net income | 9.1 | 8.4 | 5.4 | 7.9 | 4.9 | 0.0 | 3.8 | 3.6 |
| Net margin | 15.7% | 15.7% | 10.9% | 16.5% | 11.3% | -0.1% | 9.8% | 9.4% |
| |
| Basic EPS | $1.80 | $1.61 | $1.03 | $1.51 | $0.96 | ($0.01) | $0.77 | $0.73 |
| Diluted EPS | $0.60 | $0.54 | $0.34 | $1.51 | $0.96 | ($0.01) | $0.77 | $0.73 |
| |
| Shares outstanding (basic) | 5.1 | 5.2 | 5.2 | 5.2 | 5.1 | 5.0 | 5.0 | 5.0 |
| Shares outstanding (diluted) | 15.2 | 15.7 | 15.6 | 5.2 | 5.1 | 5.0 | 5.0 | 5.0 |
| |
| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |