| In millions, except per share items | Jun-30-11 | Jun-30-10 | Jun-30-09 | Jun-30-08 |
| | 10-K | 10-K | 10-K | 10-K |
| Interest income: |
| Interest income on loans | 10.3 | 9.9 | 10.1 | 11.3 |
| Interest income on investments | 0.0 | 0.0 | 0.0 | 0.0 |
| | 10.3 | 9.9 | 10.1 | 11.3 |
| Interest expense: |
| Interest on deposits | 2.4 | 3.1 | 3.5 | 4.4 |
| Interest on borrowings | 0.6 | 0.6 | 0.7 | 0.7 |
| | 3.0 | 3.7 | 4.2 | 5.1 |
| Net interest income | 7.6 | 6.6 | 6.3 | 6.7 |
| Provision for loan losses | 0.8 | 0.5 | 0.4 | 0.9 |
| Net interest income after provision for loan losses | 6.7 | 6.1 | 5.8 | 5.8 |
| Deposit and loan fees | 0.4 | 0.3 | 0.3 | 0.3 |
| Income on real estate owned | 0.0 | 0.0 | | |
| Other non-interest income | 0.1 | 0.1 | 0.1 | |
| Total non-interest income | 0.5 | 0.5 | 0.4 | 0.4 |
| Pre-tax income | 2.1 | 1.5 | 1.6 | 1.8 |
| Income taxes | 0.7 | 0.5 | 0.6 | 0.6 |
| Tax rate | 34.3% | 34.5% | 34.7% | 34.3% |
| Net income | 1.4 | 1.0 | 1.1 | 1.2 |
| Net margin | 18.8% | 14.6% | 17.0% | 18.9% |
| |
| Basic EPS | $1.34 | $0.95 | $1.02 | $1.08 |
| Diluted EPS | $1.33 | $0.95 | $1.02 | $1.08 |
| |
| Shares outstanding (basic) | 1.0 | 1.0 | 1.0 | 1.1 |
| Shares outstanding (diluted) | 1.0 | 1.0 | 1.0 | 1.1 |
| |
| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |