| In millions, except per share items | Jun-30-23 | Mar-31-23 | Dec-31-22 | Sep-30-22 | Jun-30-22 | Mar-31-22 | Dec-31-21 | Sep-30-21 |
| | 10-Q | 10-Q | 8-K | 10-Q | 10-Q | 10-Q | 10-K | 10-Q |
| Interest income: |
| Interest income on loans | 695.5 | 645.6 | | 666.8 | 560.4 | 474.1 | 430.2 | 442.1 |
| Interest income on investments | 205.7 | 189.0 | | 166.3 | 119.1 | 86.1 | 72.7 | 69.0 |
| | 919.9 | 849.0 | | 843.3 | 687.9 | 564.8 | 505.7 | 513.6 |
| Interest expense: |
| Interest on deposits | 107.2 | 57.9 | | 22.3 | 10.9 | 8.8 | 8.1 | 9.3 |
| Interest on borrowings | 72.9 | 33.6 | | 2.4 | | | | |
| | 195.8 | 104.3 | | 37.3 | 21.6 | 18.7 | 17.3 | 18.6 |
| Net interest income | 982.5 | 1,003.1 | 942.6 | 806.0 | 666.3 | 546.1 | 488.4 | 495.0 |
| Provision for loan losses | 35.3 | 21.9 | | 58.5 | 50.1 | 51.8 | -14.6 | |
| Net interest income after provision for loan losses | 947.2 | 981.2 | 874.6 | 747.5 | 616.2 | 494.3 | 503.0 | 496.9 |
| Deposit and loan fees | 21.6 | 22.1 | 24.6 | 19.7 | 18.4 | 12.1 | | 4.4 |
| Other non-interest income | 89.4 | 94.7 | 100.0 | 100.7 | 95.4 | 87.1 | 115.3 | 111.8 |
| Total non-interest income | 111.0 | 116.8 | 124.6 | 120.4 | 113.8 | 99.2 | 119.7 | 116.2 |
| Non-interest expenses | 678.2 | 724.6 | 766.0 | 499.5 | 432.2 | 320.9 | 212.1 | 400.7 |
| Pre-tax income before non-recurring items | 387.2 | 426.4 | 376.0 | 333.6 | 288.8 | 217.8 | 259.4 | 249.6 |
| Non-recurring items | | | 118.9 | 120.0 | 122.6 | 76.8 | 11.6 | 6.6 |
| Pre-tax income | 379.3 | 372.7 | 257.1 | 213.6 | 166.2 | 141.0 | 247.8 | 243.0 |
| Income taxes | 84.5 | 80.8 | 54.9 | 46.1 | 37.3 | 33.7 | 55.7 | 55.1 |
| Tax rate | 22.3% | 21.7% | 21.4% | 21.6% | 22.4% | 23.9% | 22.5% | 22.7% |
| Net income | 294.8 | 291.9 | 202.2 | 167.5 | 128.9 | 107.3 | 192.1 | 187.9 |
| Net margin | 27.8% | 26.5% | 20.2% | 19.3% | 17.7% | 18.1% | 30.8% | 30.6% |
| |
| Basic EPS | $2.82 | $2.75 | $1.96 | $1.81 | $1.59 | $1.54 | $3.12 | $3.02 |
| Diluted EPS | $2.82 | $2.75 | $1.96 | $1.81 | $1.58 | $1.54 | $3.11 | $3.02 |
| |
| Shares outstanding (basic) | 104.6 | 106.0 | 103.2 | 92.5 | 81.3 | 69.5 | 61.6 | 62.1 |
| Shares outstanding (diluted) | 104.7 | 106.0 | 103.3 | 92.6 | 81.4 | 69.5 | 61.7 | 62.2 |
| |
| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |