| In millions, except per share items | Jun-30-23 | Mar-31-23 | Dec-31-22 | Sep-30-22 | Jun-30-22 | Mar-31-22 | Dec-31-21 | Sep-30-21 |
| | 10-Q | 10-Q | 8-K | 10-Q | 10-Q | 10-Q | 10-K | 10-Q |
| Interest income: |
| Interest income on loans | 241.6 | 235.6 | | 218.3 | 191.7 | 151.7 | 105.1 | 111.9 |
| Interest income on investments | 66.9 | 73.1 | | 65.7 | 50.2 | 30.6 | 19.8 | 18.5 |
| | 317.3 | 315.9 | | 286.7 | 246.4 | 184.4 | 125.8 | 131.3 |
| Interest expense: |
| Interest on deposits | 53.6 | 40.3 | | 13.3 | 4.3 | 3.0 | 1.7 | 1.9 |
| Interest on borrowings | 39.3 | 31.2 | | 2.4 | | | | |
| | 98.9 | 77.0 | | 19.9 | 7.4 | 6.0 | 4.0 | 4.2 |
| Net interest income | 218.4 | 238.9 | 258.4 | 266.8 | 239.0 | 178.4 | 121.8 | 127.1 |
| Provision for loan losses | 11.7 | 15.2 | | 8.4 | -1.7 | 61.3 | -9.5 | |
| Net interest income after provision for loan losses | 206.7 | 223.7 | 258.4 | 258.4 | 240.7 | 117.1 | 131.3 | 127.1 |
| Deposit and loan fees | 5.8 | 5.2 | 4.9 | 5.7 | 6.3 | 7.7 | | 4.4 |
| Other non-interest income | 38.3 | 4.6 | 36.7 | 9.8 | 43.6 | 9.9 | 37.4 | 4.5 |
| Total non-interest income | 44.1 | 9.8 | 41.6 | 15.5 | 49.9 | 17.6 | 37.4 | 8.9 |
| Non-interest expenses | 163.9 | 165.8 | 175.3 | 173.2 | 210.3 | 207.2 | -91.2 | 105.9 |
| Pre-tax income before non-recurring items | 86.9 | 74.3 | 113.9 | 112.1 | 126.1 | 23.9 | 71.5 | 67.3 |
| Non-recurring items | | | 3.9 | 4.0 | 45.8 | 65.2 | 5.0 | 6.6 |
| Pre-tax income | 86.9 | 74.3 | 110.0 | 108.1 | 80.3 | -41.3 | 66.5 | 60.7 |
| Income taxes | 19.9 | 18.0 | 24.2 | 22.4 | 16.2 | -7.9 | 15.4 | 13.6 |
| Tax rate | 22.9% | 24.2% | 22.0% | 20.7% | 20.2% | 19.1% | 23.2% | 22.4% |
| Net income | 67.0 | 56.3 | 85.8 | 85.7 | 64.1 | -33.4 | 51.1 | 47.1 |
| Net margin | 26.7% | 24.1% | 28.3% | 31.3% | 22.1% | -24.8% | 30.3% | 34.6% |
| |
| Basic EPS | $0.65 | $0.54 | $0.82 | $0.80 | $0.59 | ($0.36) | $0.83 | $0.76 |
| Diluted EPS | $0.65 | $0.54 | $0.82 | $0.80 | $0.59 | ($0.36) | $0.83 | $0.76 |
| |
| Shares outstanding (basic) | 103.8 | 103.7 | 104.4 | 106.5 | 109.1 | 92.9 | 61.7 | 61.7 |
| Shares outstanding (diluted) | 103.8 | 103.8 | 104.5 | 106.6 | 109.1 | 92.9 | 61.7 | 61.7 |
| |
| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |