| In millions, except per share items | Dec-31-22 | Dec-31-21 | Dec-31-20 | Dec-31-19 | Dec-31-18 | Dec-31-17 | Dec-31-16 | Dec-31-15 |
| | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K |
| Interest income: |
| Interest income on loans | 257.8 | 173.9 | 174.0 | 190.3 | 160.2 | 117.5 | 91.2 | 74.6 |
| Interest income on investments | 31.2 | 25.1 | 22.7 | 20.5 | 20.0 | 16.4 | 14.3 | 14.6 |
| Interest income on repurchase agreements | 0.4 | 0.0 | 0.0 | 0.2 | 0.3 | 0.1 | 0.0 | 0.0 |
| | 292.6 | 200.2 | 198.4 | 216.1 | 182.9 | 135.5 | 106.5 | 90.0 |
| Interest expense: |
| Interest on deposits | 42.4 | 13.3 | 23.3 | 50.9 | 30.7 | 13.0 | 6.0 | 4.5 |
| Interest on borrowings | 7.0 | 0.1 | 1.1 | 2.9 | 4.2 | 2.0 | 1.3 | 3.5 |
| | 61.5 | 21.9 | 31.4 | 60.5 | 40.5 | 19.5 | 12.0 | 13.7 |
| Net interest income | 231.1 | 178.2 | 167.0 | 155.6 | 142.4 | 116.1 | 94.5 | 76.3 |
| Provision for loan losses | 8.3 | 3.5 | 55.7 | 7.1 | 12.7 | 8.5 | 7.5 | 6.9 |
| Net interest income after provision for loan losses | 222.8 | 174.7 | 111.2 | 148.5 | 129.7 | 107.6 | 87.0 | 69.4 |
| Deposit and loan fees | | | | | | | | 3.8 |
| Credit and debit card fees | | | | | | | | 1.2 |
| Gain on sale of investments, net | | | | | | | | 0.8 |
| Other non-interest income | 80.7 | 100.4 | 113.8 | 78.8 | 41.5 | 30.5 | 31.0 | 18.5 |
| Total non-interest income | 80.7 | 100.4 | 113.8 | 78.8 | 41.5 | 30.5 | 31.0 | 24.4 |
| Non-interest expenses | 190.0 | 153.7 | 151.8 | 155.2 | 119.1 | 97.4 | 81.5 | 73.2 |
| Pre-tax income before non-recurring items | 122.8 | 122.1 | 74.2 | 90.9 | 56.0 | 46.0 | 39.0 | 20.6 |
| Non-recurring items | 9.2 | 0.6 | 0.9 | 18.9 | 3.9 | 5.4 | 2.4 | |
| Pre-tax income | 113.5 | 121.5 | 73.3 | 72.0 | 52.1 | 40.7 | 36.6 | 20.6 |
| Income taxes | 14.5 | 22.6 | 12.7 | 14.6 | 9.0 | 4.9 | 8.9 | 3.7 |
| Tax rate | 12.8% | 18.6% | 17.3% | 20.3% | 17.3% | 12.2% | 24.3% | 17.8% |
| Net income | 99.1 | 98.9 | 60.6 | 57.4 | 43.1 | 35.7 | 27.7 | 16.9 |
| Net margin | 32.6% | 35.9% | 26.9% | 25.3% | 25.2% | 25.9% | 23.4% | 18.0% |
| |
| Basic EPS | $5.94 | $6.30 | $3.84 | $3.65 | $2.92 | $2.68 | $2.20 | $1.64 |
| Diluted EPS | $5.87 | $6.20 | $3.80 | $3.60 | $2.86 | $2.61 | $2.17 | $1.61 |
| |
| Shares outstanding (basic) | 16.7 | 15.7 | 15.8 | 15.7 | 14.8 | 13.3 | 12.6 | 10.3 |
| Shares outstanding (diluted) | 16.9 | 15.9 | 16.0 | 16.0 | 15.1 | 13.7 | 12.8 | 10.5 |
| |
| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |