| In millions, except per share items | Dec-31-20 | Dec-31-19 | Dec-31-18 | Dec-31-17 | Dec-31-16 | Dec-31-15 | Dec-31-14 | Dec-31-13 |
| | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K |
| Interest income: |
| Interest income on loans | 65.1 | 65.2 | 56.9 | 55.4 | 52.2 | 47.1 | 47.0 | 42.2 |
| Interest income on investments | 9.0 | 9.6 | 7.3 | 5.9 | 5.7 | 5.1 | 5.6 | 6.1 |
| Interest income on repurchase agreements | | | | | | | | 0.2 |
| | 74.5 | 76.6 | 65.8 | 62.0 | 58.3 | 52.4 | 52.8 | 48.5 |
| Interest expense: |
| Interest on deposits | 6.4 | 9.0 | 5.4 | 3.9 | 3.9 | 3.5 | 3.7 | 4.1 |
| Interest on borrowings | 0.1 | 0.2 | 0.2 | 0.3 | 0.5 | 0.5 | 0.6 | 0.7 |
| | 6.8 | 9.7 | 6.1 | 4.5 | 4.6 | 4.0 | 4.3 | 4.8 |
| Net interest income | 67.7 | 66.9 | 59.8 | 57.5 | 53.7 | 48.4 | 48.4 | 43.7 |
| Provision for loan losses | 3.5 | 1.3 | 2.3 | 2.5 | 1.7 | 0.3 | 0.5 | -0.4 |
| Net interest income after provision for loan losses | 64.2 | 65.7 | 57.4 | 55.0 | 52.0 | 48.1 | 47.9 | 44.1 |
| Deposit and loan fees | 3.6 | 4.7 | 4.6 | 4.4 | 4.0 | 3.7 | 3.6 | 3.4 |
| Gain on sale of investments, net | | | | | 0.0 | | 0.0 | 1.4 |
| Other non-interest income | 4.9 | 4.7 | 4.5 | 4.3 | 4.2 | 3.4 | 3.3 | 3.0 |
| Total non-interest income | 8.4 | 9.3 | 9.1 | 8.7 | 8.2 | 7.1 | 6.9 | 7.7 |
| Non-interest expenses | 43.9 | 43.8 | 40.5 | 40.2 | 41.2 | 35.8 | 34.5 | 31.2 |
| Pre-tax income | 28.7 | 31.2 | 26.1 | 23.4 | 18.9 | 19.3 | 20.3 | 20.6 |
| Income taxes | 6.3 | 7.0 | 5.9 | 8.6 | 6.8 | 6.9 | 7.2 | 7.4 |
| Tax rate | 22.0% | 22.5% | 22.6% | 36.7% | 35.7% | 35.7% | 35.3% | 35.9% |
| Net income | 22.4 | 24.2 | 20.2 | 14.8 | 12.2 | 12.4 | 12.6 | 12.6 |
| Net margin | 30.9% | 32.3% | 30.3% | 23.3% | 20.2% | 22.6% | 22.9% | 24.3% |
| |
| Basic EPS | $1.53 | $1.65 | $1.48 | $1.11 | $0.92 | $1.39 | $1.41 | $1.57 |
| Diluted EPS | $1.53 | $1.65 | $1.48 | $1.10 | $0.92 | $1.35 | $1.33 | $1.49 |
| |
| Shares outstanding (basic) | 14.7 | 14.6 | 13.6 | 13.3 | 13.2 | 9.0 | 8.9 | 8.0 |
| Shares outstanding (diluted) | 14.7 | 14.6 | 13.6 | 13.4 | 13.3 | 9.2 | 9.5 | 8.4 |
| |
| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |