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CAMCO FINANCIAL CORP (CAFI)
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| Operating Efficiency |
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Annual |
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| In millions, except per share items | Dec-31-12 | Dec-31-11 | Dec-31-10 | Dec-31-09 | Dec-31-08 | Dec-31-07 | Dec-31-06 | Dec-31-05 |
| | Source | Source | Source | Source | Source | Source | Source | Source |
| Turnover Ratios |
| Asset turnover | 0.1 | 0.1 | 0.0 | 0.1 | 0.2 | 0.0 | 0.0 | 0.0 |
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| Returns on Capital |
| ROIC (excluding intangibles) | -2.8% | -0.9% | -5.4% | -5.3% | 18.6% | 0.9% | 1.0% | 1.3% |
| ROIC (including intangibles) | -2.9% | -1.0% | -5.4% | -5.8% | 19.1% | 0.9% | 1.0% | 1.3% |
| ROE | -33.6% | -15.5% | -90.9% | -74.7% | 243.9% | 10.1% | 10.5% | 14.1% |
| ROA | -2.6% | -0.9% | -5.1% | -5.4% | 17.5% | 0.9% | 0.9% | 1.2% |
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| Cash Conversion Cycle |
| Days sales outstanding | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Cash conversion cycle | 0.0 | 0.0 | 0.0 | 0.0 | | | | |
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