| In millions, except per share items | Dec-31-12 | Dec-31-11 | Dec-31-10 | Dec-31-09 | Dec-31-08 | Dec-31-07 | Dec-31-06 | Dec-31-05 |
| | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K |
| Interest and dividend income | | | | | | | | |
| Loans | 30.7 | 35.0 | 37.6 | 40.2 | | | | |
| Investment securities | 0.5 | 0.6 | 1.9 | 3.1 | | | | |
| Other interest-earning accounts | 0.5 | 0.7 | 1.3 | 1.4 | | | | |
| Total interest and dividend income | 31.6 | 36.2 | 40.8 | 44.7 | 56.8 | 64.9 | 62.1 | 57.1 |
| |
| Interest Expense | | | | | | | | |
| Deposits | 5.3 | 7.5 | 10.6 | 15.3 | 22.7 | 25.4 | 21.2 | 15.4 |
| Borrowings | 2.4 | 2.9 | 3.9 | 5.2 | | | | |
| Total interest expense | 10.1 | 13.3 | 18.3 | 25.8 | | | | |
| Net interest income | 23.9 | 25.9 | 26.4 | 53.1 | | | | |
| Provision for losses on loans | 0.1 | 2.3 | 18.5 | | | | | |
| Net interest income after provision for losses on loans | 23.7 | 23.6 | 7.9 | 2.3 | | | | |
| |
| Other income | | | | | | | | |
| Late charges, rent and other | 1.4 | 0.9 | 0.7 | 1.0 | | | | |
| Loan servicing fees | 1.1 | 1.2 | 1.3 | 1.3 | | 1.4 | 1.4 | 1.5 |
| Service charges and other fees on deposits | 2.0 | 2.1 | 2.3 | 2.3 | | | | |
| Gain on sale of loans | 2.5 | 0.5 | 1.9 | 1.3 | | | | |
| Mortgage servicing rights - net | 0.0 | -0.6 | -0.6 | | | | | 0.0 |
| |
| Gain on sale of investments | | | | | | | | |
| Loss on sale of fixed assets | 0.0 | 0.0 | 0.0 | | | -0.4 | -0.3 | -0.7 |
| Income on cash surrender value of life insurance | 0.9 | 0.9 | 0.9 | 0.9 | | | | |
| Total other income | 8.0 | 6.5 | 7.4 | 8.3 | | | | |
| |
| General, administrative and other expense | | | | | | | | |
| Employee compensation and benefits | 12.6 | 12.3 | 12.9 | 12.5 | | | | |
| Occupancy and equipment | 3.0 | 2.9 | 3.0 | 3.2 | | | | |
| Federal deposit insurance premiums | 1.8 | 2.0 | 2.3 | 2.5 | 0.4 | 0.1 | | |
| Data and transaction processing | 2.0 | 1.9 | 1.9 | 1.2 | | | | |
| Advertising | 0.4 | 0.4 | 0.4 | 0.5 | | 1.3 | 1.2 | 1.2 |
| Franchise taxes | 0.8 | 0.7 | 0.9 | 1.0 | | | | |
| Postage, supplies and office expenses | 1.0 | 1.0 | 1.1 | 1.4 | | | | |
| Travel, training and insurance | 0.3 | 0.3 | 0.3 | 0.3 | | 0.5 | 0.6 | |
| Professional services | 1.4 | 1.5 | 1.3 | 1.7 | | | | |
| Real estate owned and other expenses | 3.3 | 4.9 | 3.1 | 2.3 | | | | |
| Loan expenses | 1.2 | 1.6 | 2.2 | 0.6 | | 1.4 | 1.2 | |
| Total general, administrative and other expense | 27.6 | 29.3 | 29.3 | 28.1 | 27.5 | 20.3 | | |
| Earnings before federal income taxes | 4.1 | 0.8 | -14.0 | -17.5 | -15.3 | 6.3 | 8.6 | 12.9 |
| Federal income taxes | -0.1 | 0.5 | 0.5 | -6.3 | | 1.8 | 2.7 | 4.1 |
| Tax rate | | 71.8% | | 36.0% | 0.0% | 28.2% | 31.7% | 32.1% |
| NET EARNINGS | 4.2 | 0.2 | -14.6 | -11.2 | | 4.5 | 5.9 | 8.8 |
| |
| EARNINGS PER SHARE | | | | | | | | |
| Basic | $0.50 | $0.03 | ($2.02) | ($1.56) | | $0.61 | $0.78 | $1.15 |
| Diluted | $0.50 | $0.03 | ($2.02) | ($1.56) | | $0.61 | $0.78 | $1.15 |