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SHORE BANCSHARES INC (SHBI)
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| Credit Analysis |
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Annual | Quarterly |
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| In millions, except per share items | Dec-31-22 | Dec-31-21 | Dec-31-20 | Dec-31-19 | Dec-31-18 | Dec-31-17 | Dec-31-16 | Dec-31-15 |
| | Source | Source | Source | Source | Source | Source | Source | Source |
| Short-term debt | | | 1.1 | 1.2 | 60.8 | 21.7 | 3.2 | 6.7 |
| Long-term debt | | | 24.4 | | 15.0 | | | |
| Total debt | | | 25.5 | 1.2 | 75.8 | 21.7 | 3.2 | 6.7 |
| Net debt | 0.0 | | | | 2.5 | | | |
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| Debt to EBITDA | | | 0.9 | 0.0 | 2.1 | 1.1 | 0.1 | 0.3 |
| Net debt to EBITDA | | | | | 0.1 | | | |
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| EBITDA interest coverage | | | | | | | | |
| EBIT interest coverage | | | | | | | | |
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