| In millions, except per share items | Dec-31-22 | Dec-31-21 | Dec-31-20 | Dec-31-19 | Dec-31-18 | Dec-31-17 | Dec-31-16 | Dec-31-15 |
| | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K |
| Interest income: |
| Interest income on loans | 864.6 | 724.5 | 721.8 | 667.0 | 636.7 | 565.5 | 430.7 | 387.7 |
| Interest income on investments | 114.5 | 61.9 | 66.8 | 74.3 | 61.7 | 42.2 | 36.1 | 34.3 |
| Interest income on repurchase agreements | 23.0 | 8.7 | 9.8 | 21.3 | 19.3 | 16.0 | 3.5 | 1.6 |
| | 1,002.0 | 795.1 | 798.4 | 762.6 | 717.7 | 623.8 | 470.3 | 423.6 |
| Interest expense: |
| Interest on deposits | 80.2 | 41.6 | 78.6 | 135.6 | 91.5 | 49.7 | 29.1 | 28.0 |
| | 105.6 | 52.4 | 108.6 | 184.6 | 129.1 | 74.8 | 45.0 | 39.5 |
| Net interest income | 896.4 | 742.7 | 689.8 | 577.9 | 588.6 | 549.0 | 425.3 | 384.1 |
| Provision for loan losses | 18.8 | -24.0 | 106.6 | 21.3 | 22.0 | 28.4 | 24.5 | 22.6 |
| Net interest income after provision for loan losses | 877.6 | 766.7 | 583.2 | 556.6 | 566.6 | 520.6 | 400.8 | 361.6 |
| Deposit and loan fees | | | | | | | | 38.0 |
| Credit and debit card fees | | | | | | | | 4.8 |
| Gain on sale of investments, net | | | | | -1.5 | -0.1 | 0.0 | 0.2 |
| Other non-interest income | 153.3 | 278.1 | 354.8 | 150.5 | 130.2 | 131.7 | 70.0 | 30.7 |
| Total non-interest income | 153.3 | 278.1 | 354.8 | 150.5 | 128.7 | 131.6 | 70.0 | 73.6 |
| Non-interest expenses | 555.1 | 582.0 | 578.2 | 382.7 | 368.2 | 367.4 | 248.2 | 231.7 |
| Pre-tax income | 475.8 | 462.9 | 359.7 | 324.4 | 327.2 | 284.8 | 222.7 | 203.5 |
| Income taxes | 96.2 | 95.1 | 70.7 | 64.3 | 70.8 | 134.2 | 75.6 | 65.5 |
| Tax rate | 20.2% | 20.5% | 19.7% | 19.8% | 21.6% | 47.1% | 33.9% | 32.2% |
| Net income | 379.6 | 367.7 | 289.0 | 260.1 | 256.3 | 150.6 | 147.1 | 138.0 |
| Net margin | 36.8% | 35.2% | 30.8% | 36.8% | 36.9% | 23.1% | 31.2% | 31.7% |
| |
| Basic EPS | $2.82 | $2.84 | $2.41 | $2.56 | $2.46 | $1.54 | $2.00 | $1.99 |
| Diluted EPS | $2.81 | $2.84 | $2.41 | $2.55 | $2.46 | $1.54 | $1.99 | $1.98 |
| |
| Shares outstanding (basic) | 134.8 | 129.3 | 120.0 | 101.6 | 104.0 | 97.5 | 73.5 | 69.3 |
| Shares outstanding (diluted) | 135.1 | 129.5 | 120.1 | 101.9 | 104.3 | 97.9 | 73.9 | 69.6 |
| |
| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |