POTOMAC BANCSHARES INC (PTBS) [Rocket]

In millions, except per share items	Mar-31-12	Dec-31-11	Sep-30-11	Jun-30-11	Mar-31-11	Dec-31-10	Sep-30-10	Jun-30-10
	10-Q	10-K	10-Q	10-Q/A	10-Q	10-K	10-Q	10-Q/A
Revenues [Abstract]
Interest and Dividend Income:
Interest and fees on loans	2.8	2.8	2.9	2.9	3.0	3.2	3.2	3.3
Interest on securities available for sale - taxable	0.1	0.1	0.2	0.2	0.2	0.2	0.2	0.2
Interest on securities available for sale - nontaxable	0.1	0.1	0.1	0.1	0.1	0.1	0.1	0.0
Interest on federal funds sold					0.0		0.0	0.0
Other interest and dividends	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Interest and Dividend Income	2.9	3.0	3.2	3.1	3.2	3.4	3.5	3.5

Interest Expense:
Interest on deposits	0.5	0.5	0.6	0.8	0.9	0.9	1.0	1.0
Interest on securities sold under agreements to repurchase and federal funds purchased	0.1				0.1
Interest on Federal Home Loan Bank and Federal Reserve Bank advances	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Interest Expense	0.5	0.6	0.6	0.8	0.9	0.9	1.0	1.1
Net Interest Income	2.5	2.5	2.5	2.4	2.3	2.4	2.5	2.5
Provision for Loan Losses	0.3	0.6	2.1	0.2	0.4	0.6	0.2	0.5
Net Interest Income after Provision for Loan Losses	2.2	1.9	0.4	2.2	1.9	1.8	2.3	2.0

Noninterest Income:
Trust and financial services	0.2	0.2	0.2	0.2	0.2	0.2	0.2	0.2
Service charges on deposit accounts	0.4	0.4	0.5	0.5	0.4	0.5	0.5	0.5
Visa/MC Fees	0.2	0.2	0.2	0.2	0.2	0.2	0.2	0.2
Cash surrender value of life insurance	0.1	0.1	0.1	0.1	0.1	0.1	0.1	0.1
Other operating income	0.1	0.1	0.1	0.1	0.1	0.1	0.1	0.1
Total Noninterest Income	1.0	1.3	1.1	2.1	1.0	1.1	1.0	1.1

Noninterest Expenses:
Salaries and employee benefits	1.2	1.2	1.2	1.2	1.2	1.2	1.2	1.1
Net occupancy expense of premises	0.2	0.2	0.2	0.2	0.2	0.2	0.2	0.1
Furniture and equipment expenses	0.2	0.3	0.3	0.2	0.2	0.2	0.2	0.2
Accounting, audit and compliance	0.0	0.0	0.1	0.1	0.0	0.0	0.0	0.0

Loss (gain) on sale of other real estate
FDIC assessment	0.1	0.1	0.1	0.1	0.2	0.1	0.1	0.2
Communications	0.1	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Foreclosed property expense	0.1	0.1	0.0	0.2	0.1	0.2	0.2	0.1
Write down of other real estate	0.1
Other operating expenses	0.3	0.7	0.3	0.5	0.3	0.7	0.3	0.4
Total Noninterest Expenses	2.8	2.7	4.7	3.0	2.6	2.4	2.5	2.5
(Loss) Income Before Income Tax (Benefit) Expense	0.4	0.5	-3.2	0.2	0.3	0.4	0.8	0.7
Income Tax (Benefit) Expense	0.1	0.1	-1.4	0.0	0.0	0.0	0.2	0.2
Tax rate	28.7%	24.9%	44.0%	3.4%	14.0%	7.3%	31.3%	32.8%
Net (Loss) Income	0.3	0.4	-1.8	0.2	0.3	0.4	0.5	0.4

(Loss) Earnings Per Share, basic and diluted (in dollars per share)	$0.09	$0.10	($0.53)	$0.05	$0.08	$0.12	$0.16	$0.13