In millions, except per share items | Mar-31-12 | Dec-31-11 | Sep-30-11 | Jun-30-11 | Mar-31-11 | Dec-31-10 | Sep-30-10 | Jun-30-10 |
| 10-Q | 10-K | 10-Q | 10-Q/A | 10-Q | 10-K | 10-Q | 10-Q/A |
Interest income: |
Interest income on loans | 2.8 | 2.8 | 2.9 | 2.9 | 3.0 | 3.2 | 3.2 | 3.3 |
Interest income on investments | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.3 |
Interest income on repurchase agreements | | | | | 0.0 | | 0.0 | 0.0 |
| 2.9 | 3.0 | 3.2 | 3.1 | 3.2 | 3.4 | 3.5 | 3.5 |
Interest expense: |
Interest on deposits | 0.5 | 0.5 | 0.6 | 0.8 | 0.9 | 0.9 | 1.0 | 1.0 |
Interest on borrowings | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 0.5 | 0.6 | 0.6 | 0.8 | 0.9 | 0.9 | 1.0 | 1.0 |
Net interest income | 3.4 | 3.6 | 3.8 | 3.9 | 4.1 | 4.3 | 4.4 | 4.6 |
Provision for loan losses | 0.3 | 0.6 | 2.1 | 0.2 | 0.4 | 0.6 | 0.2 | 0.5 |
Net interest income after provision for loan losses | 3.1 | 3.0 | 1.6 | 3.7 | 3.7 | 3.7 | 4.2 | 4.1 |
Deposit and loan fees | 0.4 | 0.4 | 0.5 | 0.5 | 0.4 | 0.5 | 0.5 | 0.5 |
Other non-interest income | 0.6 | | 0.6 | 1.6 | 0.5 | | 0.5 | 0.6 |
Total non-interest income | 1.0 | 1.3 | 1.1 | 2.1 | 1.0 | 1.1 | 1.0 | 1.1 |
Non-interest expenses | 2.8 | 2.7 | 4.7 | 3.0 | 2.6 | 2.4 | 2.5 | 2.5 |
Pre-tax income before non-recurring items | 0.4 | 0.4 | -3.2 | 0.2 | 0.3 | 0.3 | 0.8 | 0.7 |
Non-recurring items | | 0.0 | 0.0 | | | -0.1 | 0.0 | |
Pre-tax income | 0.4 | 0.5 | -3.2 | 0.2 | 0.3 | 0.4 | 0.8 | 0.7 |
Income taxes | 0.1 | 0.1 | -1.4 | 0.0 | 0.0 | 0.0 | 0.2 | 0.2 |
Tax rate | 28.7% | 24.9% | 44.0% | 3.4% | 14.0% | 7.3% | 31.3% | 32.8% |
Net income | 0.3 | 0.4 | -1.8 | 0.2 | 0.3 | 0.4 | 0.5 | 0.4 |
Net margin | 7.8% | 8.5% | -66.7% | 3.0% | 5.5% | 8.6% | 10.1% | 8.4% |
|
Basic EPS | $0.09 | $0.11 | ($0.53) | $0.05 | $0.08 | $0.12 | $0.16 | $0.13 |
Diluted EPS | $0.09 | $0.11 | ($0.53) | $0.05 | $0.08 | $0.12 | $0.16 | $0.13 |
|
Shares outstanding (basic) | 3.6 | 3.4 | 3.4 | 3.5 | 3.2 | 3.4 | 3.3 | 3.4 |
Shares outstanding (diluted) | 3.6 | 3.4 | 3.4 | 3.5 | 3.2 | 3.4 | 3.3 | 3.4 |
|
EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |