| In millions, except per share items | Dec-31-22 | Dec-31-21 | Dec-31-20 | Dec-31-19 | Dec-31-18 | Dec-31-17 | Dec-31-16 | Dec-31-15 |
| | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K |
| Interest income: |
| Interest income on loans | 176.4 | 90.6 | 90.9 | 97.7 | 88.8 | 70.7 | 56.0 | 53.0 |
| Interest income on investments | 36.9 | 13.3 | 12.2 | 16.7 | 17.9 | 16.1 | 16.7 | 14.6 |
| | 216.5 | 105.2 | 104.2 | 115.6 | 107.6 | 87.5 | 73.4 | 68.2 |
| Interest expense: |
| Interest on borrowings | 0.5 | | 0.2 | 1.8 | 1.4 | 0.7 | | |
| | 10.3 | 8.5 | 12.5 | 18.8 | 16.7 | 12.6 | 9.9 | 9.1 |
| Net interest income | 206.2 | 96.7 | 91.8 | 96.8 | 90.9 | 74.9 | 63.4 | 59.1 |
| Provision for loan losses | 6.6 | 4.3 | 10.4 | 1.6 | 1.2 | 1.8 | 0.8 | -4.4 |
| Net interest income after provision for loan losses | 199.6 | 92.4 | 81.3 | 95.2 | 89.7 | 73.1 | 62.7 | 63.5 |
| Deposit and loan fees | | | | | | | | 6.8 |
| Gain on sale of investments, net | | | | | | | | -0.2 |
| Other non-interest income | 43.1 | 39.3 | 37.5 | 35.8 | 31.4 | 30.4 | 28.6 | 22.7 |
| Total non-interest income | 43.1 | 39.3 | 37.5 | 35.8 | 31.4 | 30.4 | 28.6 | 29.3 |
| Non-interest expenses | 151.2 | 103.8 | 81.4 | 79.1 | 77.1 | 69.1 | 66.8 | 68.4 |
| Pre-tax income before non-recurring items | 92.4 | 29.0 | 38.2 | 52.5 | 44.8 | 35.0 | 25.3 | 25.5 |
| Non-recurring items | 0.9 | 1.1 | 0.8 | 0.7 | 0.8 | 0.7 | 0.8 | 1.2 |
| Pre-tax income | 91.5 | 27.9 | 37.4 | 51.9 | 43.9 | 34.3 | 24.5 | 24.4 |
| Income taxes | 24.1 | 7.8 | 9.6 | 12.4 | 9.9 | 19.2 | 8.8 | 9.0 |
| Tax rate | 26.4% | 28.1% | 25.6% | 23.9% | 22.6% | 55.9% | 36.0% | 36.8% |
| Net income | 67.4 | 20.0 | 27.8 | 39.5 | 34.0 | 15.1 | 15.7 | 13.5 |
| Net margin | 27.8% | 15.2% | 23.4% | 30.1% | 28.1% | 14.6% | 17.2% | 14.6% |
| |
| Basic EPS | $1.51 | $0.66 | $0.94 | $1.32 | $1.14 | $0.51 | $0.53 | $0.46 |
| Diluted EPS | $1.49 | $0.65 | $0.92 | $1.30 | $1.12 | $0.50 | $0.53 | $0.45 |
| |
| Shares outstanding (basic) | 44.5 | 30.2 | 29.6 | 29.9 | 29.7 | 29.6 | 29.5 | 29.5 |
| Shares outstanding (diluted) | 45.2 | 30.7 | 30.2 | 30.4 | 30.3 | 30.0 | 29.8 | 29.7 |
| |
| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |