| In millions, except per share items | Dec-31-22 | Dec-31-21 | Dec-31-20 | Dec-31-19 | Dec-31-18 | Dec-31-17 | Dec-31-16 | Dec-31-15 |
| | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K |
| Interest income: |
| Interest income on loans | 160.9 | 137.3 | 134.7 | 149.3 | 137.0 | 85.7 | 50.3 | 43.4 |
| Interest income on investments | 25.4 | 18.8 | 19.2 | 23.5 | 22.0 | 15.7 | 9.8 | 8.7 |
| Interest income on repurchase agreements | 2.0 | 1.2 | 1.7 | 2.7 | 2.5 | 1.3 | 1.8 | 1.0 |
| | 188.2 | 157.4 | 155.6 | 175.5 | 161.6 | 102.7 | 61.8 | 53.0 |
| Interest expense: |
| Interest on deposits | 16.3 | 8.3 | 16.6 | 40.9 | 25.7 | 12.7 | 7.0 | 4.9 |
| Interest on borrowings | | | | 6.7 | 9.0 | 2.9 | 1.4 | 0.5 |
| | 23.3 | 14.6 | 20.6 | 49.6 | 36.8 | 16.7 | 9.2 | 6.8 |
| Net interest income | 211.6 | 172.0 | 176.2 | 125.9 | 124.8 | 86.0 | 52.6 | 46.3 |
| Provision for loan losses | | | | | 4.0 | 3.0 | 2.1 | 3.0 |
| Net interest income after provision for loan losses | 211.6 | 172.0 | 176.2 | 125.9 | 120.8 | 83.0 | 50.5 | 43.2 |
| Gain on sale of investments, net | | | | | | 0.3 | 0.5 | 0.8 |
| Other non-interest income | 36.0 | 32.8 | 26.0 | 25.0 | 19.7 | 15.2 | 10.0 | 9.0 |
| Total non-interest income | 36.0 | 32.8 | 26.0 | 25.0 | 19.7 | 15.4 | 10.5 | 9.8 |
| Non-interest expenses | 128.4 | 119.5 | 209.0 | 99.6 | 94.4 | 67.5 | 47.1 | 38.6 |
| Pre-tax income before non-recurring items | 70.3 | 64.4 | 30.3 | 33.8 | 53.6 | 36.4 | 19.2 | 16.1 |
| Non-recurring items | | | | 0.9 | 7.5 | 5.4 | 5.3 | 1.7 |
| Asset impairment | | | 104.8 | | | | | |
| Pre-tax income | 70.3 | 64.4 | -74.6 | 32.9 | 46.2 | 31.0 | 13.9 | 14.4 |
| Income taxes | 12.6 | 12.0 | 0.4 | 7.3 | 10.4 | 10.4 | 4.5 | 4.1 |
| Tax rate | 17.9% | 18.6% | | 22.2% | 22.4% | 33.4% | 32.4% | 28.7% |
| Net income | 57.7 | 52.5 | -75.0 | 25.6 | 35.8 | 20.6 | 9.4 | 10.1 |
| Net margin | 23.3% | 25.6% | -37.1% | 17.0% | 25.5% | 21.0% | 15.4% | 19.1% |
| |
| Basic EPS | $3.56 | $3.49 | ($4.97) | $1.64 | $2.33 | $1.66 | $1.09 | $1.55 |
| Diluted EPS | $3.51 | $3.43 | ($4.97) | $1.61 | $2.28 | $1.62 | $1.07 | $1.54 |
| |
| Shares outstanding (basic) | 16.2 | 15.0 | 15.1 | 15.6 | 15.4 | 12.4 | 8.6 | 6.5 |
| Shares outstanding (diluted) | 16.4 | 15.3 | 15.1 | 15.8 | 15.7 | 12.7 | 8.8 | 6.6 |
| |
| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |