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Income Statement
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United Community Bancorp (UCBA)

Income Statement

Standardized | As Reported Annual | Quarterly | TTM
  Older >>
In millions, except per share itemsJun-30-17Jun-30-16Jun-30-15Jun-30-14Jun-30-13Jun-30-12Jun-30-11Jun-30-10
   10-K10-K10-K10-K10-K10-KS-1/AS-1/A
    Interest income:  
        Interest income on loans  11.811.611.311.713.015.217.016.3
        Interest income on investments  4.23.93.62.92.72.8  
       16.215.715.215.015.918.219.818.9
    Interest expense:  
        Interest on deposits  2.12.02.12.43.24.25.56.3
        Interest on borrowings    0.20.20.2 0.10.1
       2.32.22.42.73.44.35.66.4
Net interest income  13.913.512.912.312.513.914.312.5
Provision for loan losses  0.10.2-0.3-0.10.1-3.74.12.5
Net interest income after provision for loan losses  13.913.313.212.412.517.610.110.0
        Deposit and loan fees  3.13.02.72.62.42.42.42.0
        Gain on sale of investments, net  0.10.1-0.4 0.61.5  
        Other non-interest income  6.46.21.11.15.96.10.3 
Total non-interest income  9.69.33.43.79.010.02.72.0
Non-interest expenses  14.314.013.613.213.612.4  
Pre-tax income before non-recurring items  4.44.03.02.93.52.81.21.1
Non-recurring items        -0.5-0.3
Pre-tax income  4.44.03.02.93.52.81.71.4
Income taxes  1.00.50.40.70.90.80.50.3
            Tax rate  21.7%13.6%14.4%22.4%26.6%28.4%30.0%25.3%
Net income  3.43.42.52.32.62.01.21.0
            Net margin  14.7%15.2%15.3%14.1%12.0%7.2%9.2%8.5%
   
Basic EPS  $0.85$0.83$0.57$0.47$0.52$0.40$0.15$34.00
Diluted EPS  $0.84$0.82$0.57$0.47$0.52$0.40$0.15$34.00
   
Shares outstanding (basic)  4.04.14.54.85.05.07.80.0
Shares outstanding (diluted)  4.14.24.54.85.05.07.80.0
   
EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges.  

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